Ram Tradesman Car Insurance Calculator

Learn visually how life choices impact car insurance rates for a Ram Tradesman. Modify options like policy coverages, liability limits, and deductibles to see how each affects your premiums. Instantly discover how changes you make impact the rate.

The average estimated car insurance premium for a 2015 Ram Tradesman is $1,296 per year, or about $108 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,296

Cost Per Month

$108

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Tradesman Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ram Tradesman.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,296
Average Rate
Your Rate
$1,296

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ram Tradesman.

The 'Average Rate' is a combined value for all Ram Tradesman trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Ram Tradesman is $1,296.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Ram Tradesman vs. the Large Truck Segment

The table below compares insurance rates for the 2015 Ram Tradesman against all other models in the large truck segment. The Ram Tradesman is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Tradesman, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Tradesman.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Ram Tradesman Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Tradesman$1,296--
2015 Large Truck Average$1,629$333
2GMC Sierra$1,644$348
3Ford F150$1,654$358
4Toyota Tundra$1,660$364
5Nissan Titan$1,670$374
6Chevrolet Silverado$1,728$432
7Ram Truck$1,748$452

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Tradesman Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Ram Tradesman.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Ram Tradesman Insurance Rates by Trim Level
2015 Ram Tradesman Trim Level Annual Premium Cost Per Month
CV 2WD$1,296$108

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Ram Tradesman for different driver ages.

2015 Ram Tradesman Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,793$399
17$4,580$382
18$3,987$332
19$3,672$306
20$2,783$232
21$2,655$221
22$2,357$196
23$1,973$164
24$1,848$154
25$1,496$125
30$1,368$114
35$1,334$111
40$1,296$108
45$1,224$102
50$1,166$97
55$1,090$91
60$1,090$91
65$1,160$97
70$1,272$106
75$1,526$127
80$1,886$157

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Tradesman trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ram Tradesman.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ram Tradesman Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2015 Ram Tradesman$1,296$108
2013 Ram Tradesman$1,214$101

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ram Tradesman trim levels for each model year.