2015 Ram Truck 3500 Car Insurance Calculator

Discover and learn how changing risk factors affect the cost of insurance for a 2015 Ram Truck 3500. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2015 Ram Truck 3500 is $1,966 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,966

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Truck 3500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Ram Truck 3500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,966
Average Rate
Your Rate
$1,966

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Ram Truck 3500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Ram Truck 3500 is $1,966.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Ram Truck 3500 Segment Comparison

The table below compares insurance rates for the 2015 Ram Truck 3500 against all other models in the heavy duty truck segment. The Ram Truck 3500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Truck 3500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Truck 3500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Ram Truck 3500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 3500$1,802-$164
2Chevrolet Silverado HD 2500$1,816-$150
3GMC Sierra 2500 HD$1,834-$132
4Chevrolet Silverado HD 3500$1,860-$106
5Ford F250 Super Duty$1,898-$68
6Ram Truck 2500$1,924-$42
2015 Heavy Duty Truck Average$1,925-$41
7Ford F350 Super Duty$1,944-$22
8Ram Truck 3500$1,966--
9Ford F450 Super Duty$2,282$316

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Truck 3500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Ram Truck 3500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Ram Truck 3500 Insurance Rates by Trim Level
2015 Ram Truck 3500 Trim Level Annual Premium Cost Per Month
ST 2WD$1,694$141
Tradesman 2WD$1,694$141
Crew Cab ST 2WD$1,740$145
Crew Cab Tradesman 2WD$1,740$145
SLT 2WD$1,740$145
Crew Cab SLT 2WD$1,784$149
ST 2WD Turbo Diesel$1,784$149
Tradesman 2WD Turbo Diesel$1,784$149
Crew Cab ST 2WD Turbo Diesel$1,828$152
Crew Cab Tradesman 2WD Turbo Diesel$1,828$152
Mega Cab SLT 2WD$1,828$152
SLT 2WD Turbo Diesel$1,828$152
Crew Cab Laramie 2WD$1,904$159
Crew Cab SLT 2WD Turbo Diesel$1,904$159
Mega Cab Laramie 2WD$1,904$159
Mega Cab SLT 2WD Turbo Diesel$1,904$159
Crew Cab Laramie 2WD Turbo Diesel$1,948$162
Crew Cab Laramie Longhorn 2WD$1,948$162
Mega Cab Laramie Longhorn 2WD$1,948$162
ST 4WD$1,952$163
Tradesman 4WD$1,952$163
Mega Cab Laramie 2WD Turbo Diesel$1,994$166
Crew Cab ST 4WD$1,996$166
Crew Cab Tradesman 4WD$1,996$166
SLT 4WD$1,996$166
Crew Cab Laramie Longhorn 2WD Turbo Diesel$2,022$169
Mega Cab Laramie Longhorn 2WD Turbo Diesel$2,038$170
Crew Cab SLT 4WD$2,040$170
Mega Cab SLT 4WD$2,040$170
ST 4WD Turbo Diesel$2,040$170
Tradesman 4WD Turbo Diesel$2,040$170
Crew Cab Laramie 4WD$2,084$174
Crew Cab ST 4WD Turbo Diesel$2,084$174
Crew Cab Tradesman 4WD Turbo Diesel$2,084$174
Mega Cab Laramie 4WD$2,084$174
SLT 4WD Turbo Diesel$2,084$174
Crew Cab Laramie Longhorn 4WD$2,128$177
Crew Cab SLT 4WD Turbo Diesel$2,128$177
Mega Cab SLT 4WD Turbo Diesel$2,128$177
Crew Cab Laramie 4WD Turbo Diesel$2,174$181
Mega Cab Laramie 4WD Turbo Diesel$2,174$181
Mega Cab Laramie Longhorn 4WD$2,174$181
Crew Cab Laramie Longhorn 4WD Turbo Diesel$2,218$185
Mega Cab Laramie Longhorn 4WD Turbo Diesel$2,218$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Ram Truck 3500 for different driver ages.

2015 Ram Truck 3500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,359$613
17$7,054$588
18$6,175$515
19$5,664$472
20$4,290$358
21$4,085$340
22$3,627$302
23$3,007$251
24$2,826$236
25$2,284$190
30$2,084$174
35$2,026$169
40$1,966$164
45$1,852$154
50$1,760$147
55$1,644$137
60$1,648$137
65$1,758$147
70$1,934$161
75$2,326$194
80$2,886$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Truck 3500 trim levels.