2015 Ram Truck Car Insurance Calculator

See in real-time how changes to different risk factors impact the insurance cost for a 2015 Ram Truck. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2015 Ram Truck is $1,748 per year, or about $146 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,748

Cost Per Month

$146

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Truck Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2015 Ram Truck.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,748
Average Rate
Your Rate
$1,748

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2015 Ram Truck trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Ram Truck is $1,748.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Ram Truck vs. the Large Truck Segment

The table below compares insurance rates for the 2015 Ram Truck against all other models in the large truck segment. The Ram Truck is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Truck, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Truck.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Ram Truck Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ram Tradesman$1,296-$452
2015 Large Truck Average$1,629-$119
2GMC Sierra$1,644-$104
3Ford F150$1,654-$94
4Toyota Tundra$1,660-$88
5Nissan Titan$1,670-$78
6Chevrolet Silverado$1,728-$20
7Ram Truck$1,748--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 Truck Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Ram Truck.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Ram Truck Insurance Rates by Trim Level
2015 Ram Truck Trim Level Annual Premium Cost Per Month
Tradesman 4WD$1,530$128
Express 4WD$1,574$131
Quad Cab Tradesman 4WD$1,574$131
Crew Cab Rebel 4WD$1,608$134
Big Horn 4WD$1,620$135
Lone Star 4WD$1,620$135
Quad Cab Express 4WD$1,620$135
SLT 4WD$1,620$135
Tradesman 4WD Diesel$1,620$135
Crew Cab Tradesman 4WD$1,640$137
Tradesman 2WD$1,654$138
Crew Cab Express 4WD$1,664$139
Crew Cab SSV 4WD$1,664$139
Quad Cab Big Horn 4WD$1,664$139
Quad Cab Express 4WD Diesel$1,664$139
Quad Cab Lone Star 4WD$1,664$139
Quad Cab Outdoorsman 4WD$1,664$139
Quad Cab SLT 4WD$1,664$139
Quad Cab Tradesman 4WD Diesel$1,664$139
SLT 4WD Diesel$1,664$139
Sport 4WD$1,664$139
Crew Cab SLT 4WD$1,684$140
Crew Cab Tradesman 4WD Diesel$1,684$140
Express 2WD$1,698$142
Crew Cab Big Horn 4WD$1,708$142
Crew Cab Express 4WD Diesel$1,708$142
Crew Cab Lone Star 4WD$1,708$142
Crew Cab Outdoorsman 4WD$1,708$142
Crew Cab Sport 4WD$1,708$142
Quad Cab Big Horn 4WD Diesel$1,708$142
Quad Cab Laramie 4WD$1,708$142
Quad Cab Lone Star 4WD Diesel$1,708$142
Quad Cab Outdoorsman 4WD Diesel$1,708$142
Quad Cab SLT 4WD Diesel$1,708$142
Quad Cab Sport 4WD$1,708$142
Crew Cab Laramie 4WD$1,730$144
Crew Cab SLT 4WD Diesel$1,730$144
Quad Cab Tradesman 2WD$1,744$145
Crew Cab SSV 4WD Diesel$1,752$146
Quad Cab Laramie 4WD Diesel$1,752$146
Crew Cab Laramie 4WD Diesel$1,776$148
Big Horn 2WD$1,790$149
Crew Cab Tradesman 2WD$1,790$149
HFE 2WD$1,790$149
Lone Star 2WD$1,790$149
Quad Cab Express 2WD$1,790$149
SLT 2WD$1,790$149
Tradesman 2WD Diesel$1,790$149
Crew Cab Laramie Longhorn 4WD$1,796$150
Crew Cab Laramie Longhorn 4WD Diesel$1,796$150
Crew Cab Express 2WD$1,834$153
Quad Cab Big Horn 2WD$1,834$153
Quad Cab Express 2WD Diesel$1,834$153
Quad Cab Lone Star 2WD$1,834$153
Quad Cab SLT 2WD$1,834$153
Quad Cab Tradesman 2WD Diesel$1,834$153
SLT 2WD Diesel$1,834$153
Sport 2WD$1,834$153
Crew Cab HFE 2WD$1,838$153
Crew Cab SLT 2WD$1,854$155
Crew Cab Big Horn 2WD$1,878$157
Crew Cab Lone Star 2WD$1,878$157
Crew Cab Outdoorsman 2WD$1,878$157
Quad Cab Laramie 2WD$1,878$157
Quad Cab Lone Star 2WD Diesel$1,878$157
Quad Cab SLT 2WD Diesel$1,878$157
Quad Cab Sport 2WD$1,878$157
Crew Cab Rebel 2WD$1,882$157
Crew Cab Laramie 2WD$1,922$160
Crew Cab Sport 2WD$1,922$160
Quad Cab Laramie 2WD Diesel$1,922$160
Crew Cab Laramie Longhorn 2WD$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Ram Truck for different driver ages.

2015 Ram Truck Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,488$541
17$6,207$517
18$5,418$452
19$4,982$415
20$3,775$315
21$3,596$300
22$3,194$266
23$2,670$223
24$2,503$209
25$2,026$169
30$1,850$154
35$1,802$150
40$1,748$146
45$1,648$137
50$1,568$131
55$1,462$122
60$1,464$122
65$1,560$130
70$1,718$143
75$2,062$172
80$2,552$213

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Truck trim levels.