2017 Ram Truck Car Insurance Calculator

Explore and learn how changes to risk factors and vehicle options affect the cost of insurance for a 2017 Ram Truck. Adjust factors such as policy coverages, liability limits, deductibles, and driver's age. Instantly see if the selections you make raise or lower your rate.

The average estimated car insurance premium for a 2017 Ram Truck is $1,972 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,972

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ram Truck Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Ram Truck.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,972
Average Rate
Your Rate
$1,972

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Ram Truck trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Ram Truck is $1,972.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Ram Truck vs. the Large Truck Segment

The table below compares insurance rates for the 2017 Ram Truck against all other models in the large truck segment. The Ram Truck is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ram Truck, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ram Truck.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Ram Truck Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$1,726-$246
2Toyota Tundra$1,732-$240
2017 Large Truck Average$1,856-$116
3GMC Sierra$1,888-$84
4Nissan Titan$1,890-$82
5Chevrolet Silverado$1,928-$44
6Ram Truck$1,972--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Truck Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Ram Truck.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Ram Truck Insurance Rates by Trim Level
2017 Ram Truck Trim Level Annual Premium Cost Per Month
Express 4WD$1,620$135
Tradesman 4WD$1,620$135
Quad Cab Express 4WD$1,726$144
Quad Cab Tradesman 4WD$1,726$144
SLT 4WD$1,726$144
Tradesman 4WD Diesel$1,726$144
Lone Star 4WD$1,752$146
Big Horn 4WD$1,778$148
Crew Cab Express 4WD$1,778$148
Crew Cab SSV 4WD$1,778$148
Crew Cab Tradesman 4WD$1,778$148
Quad Cab Express 4WD Diesel$1,778$148
Quad Cab Lone Star 4WD$1,778$148
Quad Cab SLT 4WD$1,778$148
Quad Cab Tradesman 4WD Diesel$1,778$148
Sport 4WD$1,778$148
Crew Cab Tradesman 4WD Diesel$1,804$150
Crew Cab Big Horn 4WD$1,830$153
Crew Cab Express 4WD Diesel$1,830$153
Crew Cab Lone Star 4WD$1,830$153
Crew Cab SLT 4WD$1,830$153
Quad Cab Big Horn 4WD$1,830$153
Quad Cab Laramie 4WD$1,830$153
Quad Cab Lone Star 4WD Diesel$1,830$153
Quad Cab SLT 4WD Diesel$1,830$153
Quad Cab Sport 4WD$1,830$153
SLT 4WD Diesel$1,830$153
Crew Cab Sport 4WD$1,856$155
Crew Cab Laramie 4WD$1,884$157
Crew Cab Rebel 4WD$1,884$157
Crew Cab SLT 4WD Diesel$1,884$157
Quad Cab Big Horn 4WD Diesel$1,884$157
Quad Cab Laramie 4WD Diesel$1,884$157
Crew Cab Laramie 4WD Diesel$1,910$159
Express 2WD$1,928$161
Tradesman 2WD$1,928$161
Crew Cab Laramie Longhorn 4WD$1,936$161
Crew Cab Laramie Longhorn 4WD Diesel$1,988$166
Crew Cab Longhorn Limited 4WD$1,988$166
Crew Cab Longhorn Limited 4WD Diesel$1,988$166
Lone Star 2WD$2,034$170
Quad Cab Express 2WD$2,034$170
Quad Cab Tradesman 2WD$2,034$170
SLT 2WD$2,034$170
Tradesman 2WD Diesel$2,034$170
Crew Cab Tradesman 2WD$2,060$172
Big Horn 2WD$2,086$174
Crew Cab Express 2WD$2,086$174
Quad Cab Lone Star 2WD$2,086$174
Quad Cab SLT 2WD$2,086$174
Quad Cab Tradesman 2WD Diesel$2,086$174
SLT 2WD Diesel$2,086$174
Crew Cab Express 2WD Diesel$2,138$178
Crew Cab SLT 2WD$2,138$178
Crew Cab Tradesman 2WD Diesel$2,138$178
Quad Cab Big Horn 2WD$2,138$178
Quad Cab Express 2WD Diesel$2,138$178
Quad Cab HFE 2WD$2,138$178
Quad Cab Laramie 2WD$2,138$178
Quad Cab Lone Star 2WD Diesel$2,138$178
Quad Cab SLT 2WD Diesel$2,138$178
Quad Cab Sport 2WD$2,138$178
Sport 2WD$2,138$178
Crew Cab Big Horn 2WD$2,192$183
Crew Cab Laramie 2WD$2,192$183
Crew Cab Rebel 2WD$2,192$183
Crew Cab SLT 2WD Diesel$2,192$183
Crew Cab Sport 2WD$2,192$183
Quad Cab Big Horn 2WD Diesel$2,192$183
Quad Cab Laramie 2WD Diesel$2,192$183
Crew Cab Laramie 2WD Diesel$2,244$187
Crew Cab Laramie Longhorn 2WD$2,244$187
Crew Cab Laramie Longhorn 2WD Diesel$2,296$191
Crew Cab Longhorn Limited 2WD$2,296$191
Crew Cab Longhorn Limited 2WD Diesel$2,348$196

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Ram Truck for different driver ages.

2017 Ram Truck Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,301$608
17$6,991$583
18$6,112$509
19$5,616$468
20$4,260$355
21$4,061$338
22$3,608$301
23$3,007$251
24$2,822$235
25$2,286$191
30$2,088$174
35$2,032$169
40$1,972$164
45$1,858$155
50$1,766$147
55$1,648$137
60$1,650$138
65$1,760$147
70$1,934$161
75$2,318$193
80$2,868$239

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ram Truck trim levels.