2022 Rivian R1S Car Insurance Calculator

Get real-time feedback how choices you make affect car insurance rates for a 2022 Rivian R1S. Experiment with credit rating, policy coverages, liability limits, and coverage deductibles to see the impact on rates. Know immediately the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2022 Rivian R1S is $2,666 per year, or about $222 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,666

Cost Per Month

$222

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Rivian R1S Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Rivian R1S.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,666
Average Rate
Your Rate
$2,666

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Rivian R1S trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Rivian R1S is $2,666.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Rivian R1S vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Rivian R1S against all other models in the midsize SUV segment. The Rivian R1S is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Rivian R1S, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Rivian R1S.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Rivian R1S Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$950
2Subaru Ascent$1,836-$830
3Ford Edge$1,926-$740
4Subaru Outback$1,962-$704
5Nissan Murano$1,984-$682
6Toyota Venza$1,998-$668
7Ford Explorer$2,010-$656
8Kia Sorento$2,024-$642
9Hyundai Palisade$2,052-$614
10Volkswagen Atlas$2,066-$600
11Toyota 4Runner$2,084-$582
12Mazda CX-9$2,132-$534
13Volkswagen Atlas Cross Sport$2,140-$526
14GMC Acadia$2,148-$518
15Toyota Highlander$2,150-$516
16Nissan Pathfinder$2,160-$506
17Honda Pilot$2,168-$498
18Mitsubishi Outlander Sport$2,176-$490
2022 Midsize SUV Average$2,179-$487
19Buick Enclave$2,190-$476
20Chevrolet Traverse$2,202-$464
21Hyundai Santa Fe$2,230-$436
22Kia Telluride$2,238-$428
23Chevrolet Blazer$2,258-$408
24Ford Bronco$2,304-$362
25Jeep Grand Cherokee$2,356-$310
26Jeep Cherokee$2,414-$252
27Jeep Wrangler$2,448-$218
28Mitsubishi Outlander PHEV$2,480-$186
29Dodge Durango$2,504-$162
30Tesla Model Y$2,532-$134
31Rivian R1S$2,666--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 R1S Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Rivian R1S.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Rivian R1S Insurance Rates by Trim Level
2022 Rivian R1S Trim Level Annual Premium Cost Per Month
Explore Dual-Motor$2,544$212
Adventure Dual-Motor$2,628$219
Explore Quad-Motor$2,716$226
Adventure Quad-Motor$2,778$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Rivian R1S for different driver ages.

2022 Rivian R1S Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,342$779
17$9,078$757
18$8,189$682
19$7,444$620
20$5,724$477
21$5,465$455
22$4,908$409
23$4,026$336
24$3,810$318
25$3,098$258
30$2,848$237
35$2,738$228
40$2,666$222
45$2,488$207
50$2,354$196
55$2,196$183
60$2,202$184
65$2,344$195
70$2,522$210
75$2,948$246
80$3,618$302

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Rivian R1S trim levels.