2024 Rivian R1S Car Insurance Calculator

Learn how changes to different risk factors impact car insurance rates for a 2024 Rivian R1S. Ajust options like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover how the rate changes based on your selections and learn why rates increased or decreased.

The average estimated car insurance premium for a 2024 Rivian R1S is $2,882 per year, or about $240 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,882

Cost Per Month

$240

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Rivian R1S Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Rivian R1S.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,882
Average Rate
Your Rate
$2,882

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Rivian R1S trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Rivian R1S is $2,882.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Rivian R1S vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Rivian R1S against all other models in the midsize SUV segment. The Rivian R1S is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Rivian R1S, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Rivian R1S.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Rivian R1S Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$1,016
2Nissan Murano$1,968-$914
3Subaru Outback$1,994-$888
4Buick Envista$2,004-$878
5Subaru Ascent$2,038-$844
6Volkswagen Atlas$2,078-$804
7Volkswagen Atlas Cross Sport$2,086-$796
8Ford Explorer$2,124-$758
9Toyota Highlander$2,132-$750
10Toyota Venza$2,136-$746
11Chevrolet Traverse$2,186-$696
12Mitsubishi Outlander Sport$2,198-$684
13Mitsubishi Outlander PHEV$2,210-$672
14Ford Edge$2,214-$668
15Kia Sorento$2,222-$660
16GMC Acadia$2,262-$620
17Buick Enclave$2,266-$616
18Honda Pilot$2,280-$602
19Mazda CX-9$2,286-$596
2024 Midsize SUV Average$2,314-$568
20Jeep Grand Cherokee$2,342-$540
21Hyundai Santa Fe$2,382-$500
22Nissan Pathfinder$2,384-$498
23Hyundai Palisade$2,394-$488
24Chevrolet Blazer$2,416-$466
25Kia Telluride$2,444-$438
26Toyota 4Runner$2,510-$372
27Mazda CX-90$2,522-$360
28Toyota Grand Highlander$2,552-$330
29Kia EV9$2,568-$314
30Tesla Model Y$2,592-$290
31Ford Bronco$2,600-$282
32Jeep Wrangler$2,676-$206
33Dodge Durango$2,872-$10
34Rivian R1S$2,882--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 R1S Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Rivian R1S.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Rivian R1S Insurance Rates by Trim Level
2024 Rivian R1S Trim Level Annual Premium Cost Per Month
Adventure Dual-Motor Standard$2,780$232
Adventure Dual-Motor Large$2,878$240
Adventure Quad-Motor Large$2,986$249

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Rivian R1S for different driver ages.

2024 Rivian R1S Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,998$833
17$9,728$811
18$8,805$734
19$8,002$667
20$6,163$514
21$5,888$491
22$5,295$441
23$4,341$362
24$4,113$343
25$3,346$279
30$3,080$257
35$2,958$247
40$2,882$240
45$2,686$224
50$2,542$212
55$2,370$198
60$2,376$198
65$2,526$211
70$2,710$226
75$3,158$263
80$3,868$322

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Rivian R1S trim levels.