2016 Scion IA Car Insurance Calculator

See and learn how different risk factors impact the cost of insurance for a 2016 Scion IA. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly how and why rates change based on your selections.

The average estimated car insurance premium for a 2016 Scion IA is $1,540 per year, or about $128 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,540

Cost Per Month

$128

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Scion IA Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Scion IA.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,540
Average Rate
Your Rate
$1,540

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Scion IA trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Scion IA is $1,540.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Scion IA vs. the Small Car Segment

The table below compares insurance rates for the 2016 Scion IA against all other models in the small car segment. The Scion IA is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Scion IA, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Scion IA.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Scion IA Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$286
2Chrysler Fiat 500$1,360-$180
3Honda Fit$1,386-$154
4Toyota Yaris$1,394-$146
5Nissan Versa$1,396-$144
6Ford Fiesta$1,408-$132
7Subaru Impreza$1,472-$68
8Scion IM$1,488-$52
9Chevrolet Spark$1,500-$40
10Hyundai Accent$1,504-$36
11Volkswagen Golf$1,518-$22
12Mazda 3$1,538-$2
13Scion IA$1,540--
14Honda CR-Z$1,576$36
15Honda Civic$1,586$46
16Nissan Sentra$1,590$50
17Kia Rio$1,612$72
18Toyota Corolla$1,628$88
2016 Small Car Average$1,636$96
19Nissan Leaf$1,642$102
20Toyota Prius$1,644$104
21Hyundai Veloster$1,650$110
22Chevrolet Sonic$1,668$128
23Volkswagen Beetle$1,694$154
24Volkswagen GTI$1,706$166
25Chevrolet Volt$1,708$168
26Chevrolet Cruze$1,712$172
27Volkswagen EOS$1,716$176
28Kia Forte$1,724$184
29Ford Focus$1,744$204
30Hyundai Elantra$1,760$220
31Scion FR-S$1,778$238
32Mitsubishi Lancer$1,838$298
33Volkswagen E-Golf$1,852$312
34Volkswagen Jetta$1,924$384
35Dodge Dart$1,968$428
36Scion TC$2,022$482
37Toyota Mirai$2,036$496

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 IA Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Scion IA.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Scion IA Insurance Rates by Trim Level
2016 Scion IA Trim Level Annual Premium Cost Per Month
Sedan$1,540$128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Scion IA for different driver ages.

2016 Scion IA Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,721$477
17$5,432$453
18$4,662$389
19$4,331$361
20$3,271$273
21$3,122$260
22$2,763$230
23$2,352$196
24$2,191$183
25$1,776$148
30$1,624$135
35$1,592$133
40$1,540$128
45$1,458$122
50$1,392$116
55$1,298$108
60$1,298$108
65$1,376$115
70$1,526$127
75$1,844$154
80$2,272$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Scion IA trim levels.