Scion IM Car Insurance Calculator

Explore and learn how changes to driver risk factors and vehicle options impact car insurance rates for a Scion IM. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2016 Scion IM is $1,488 per year, or about $124 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,488

Cost Per Month

$124

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Scion IM Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Scion IM.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,488
Average Rate
Your Rate
$1,488

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Scion IM.

The 'Average Rate' is a combined value for all Scion IM trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Scion IM is $1,488.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Scion IM vs. the Small Car Segment

The table below compares insurance rates for the 2016 Scion IM against all other models in the small car segment. The Scion IM is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Scion IM, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Scion IM.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Scion IM Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$234
2Chrysler Fiat 500$1,360-$128
3Honda Fit$1,386-$102
4Toyota Yaris$1,394-$94
5Nissan Versa$1,396-$92
6Ford Fiesta$1,408-$80
7Subaru Impreza$1,472-$16
8Scion IM$1,488--
9Chevrolet Spark$1,500$12
10Hyundai Accent$1,504$16
11Volkswagen Golf$1,518$30
12Mazda 3$1,538$50
13Scion IA$1,540$52
14Honda CR-Z$1,576$88
15Honda Civic$1,586$98
16Nissan Sentra$1,590$102
17Kia Rio$1,612$124
18Toyota Corolla$1,628$140
2016 Small Car Average$1,636$148
19Nissan Leaf$1,642$154
20Toyota Prius$1,644$156
21Hyundai Veloster$1,650$162
22Chevrolet Sonic$1,668$180
23Volkswagen Beetle$1,694$206
24Volkswagen GTI$1,706$218
25Chevrolet Volt$1,708$220
26Chevrolet Cruze$1,712$224
27Volkswagen EOS$1,716$228
28Kia Forte$1,724$236
29Ford Focus$1,744$256
30Hyundai Elantra$1,760$272
31Scion FR-S$1,778$290
32Mitsubishi Lancer$1,838$350
33Volkswagen E-Golf$1,852$364
34Volkswagen Jetta$1,924$436
35Dodge Dart$1,968$480
36Scion TC$2,022$534
37Toyota Mirai$2,036$548

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 IM Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Scion IM.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Scion IM Insurance Rates by Trim Level
2016 Scion IM Trim Level Annual Premium Cost Per Month
Hatchback$1,488$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Scion IM for different driver ages.

2016 Scion IM Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,419$452
17$5,168$431
18$4,483$374
19$4,148$346
20$3,149$262
21$3,007$251
22$2,673$223
23$2,261$188
24$2,113$176
25$1,718$143
30$1,568$131
35$1,536$128
40$1,488$124
45$1,404$117
50$1,340$112
55$1,246$104
60$1,248$104
65$1,322$110
70$1,458$122
75$1,744$145
80$2,142$179

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Scion IM trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Scion IM.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Scion IM Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Scion IM$1,488$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Scion IM trim levels for each model year.