2013 Scion XB Car Insurance Calculator

Explore and learn how life choices impact car insurance rates for a 2013 Scion XB. Make changes to factors like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2013 Scion XB is $1,054 per year, or about $88 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,054

Cost Per Month

$88

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Scion XB Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Scion XB.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,054
Average Rate
Your Rate
$1,054

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Scion XB trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Scion XB is $1,054.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Scion XB vs. the Small SUV Segment

The table below compares insurance rates for the 2013 Scion XB against all other models in the small SUV segment. The Scion XB is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Scion XB, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Scion XB.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Scion XB Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion XB$1,054--
2Mini Cooper$1,152$98
3Hyundai Tucson$1,172$118
4Honda CR-V$1,180$126
5Jeep Compass$1,250$196
6Kia Soul$1,264$210
7Nissan Cube$1,266$212
8Mazda CX-5$1,274$220
9Subaru XV Crosstrek$1,320$266
10Scion XD$1,332$278
11Mini Cooper Clubman$1,338$284
12Buick Encore$1,348$294
13Kia Sportage$1,362$308
14Chevrolet Captiva Sport$1,366$312
2013 Small SUV Average$1,377$323
15Mini Cooper Countryman$1,382$328
16Toyota RAV4$1,418$364
17Suzuki SX4$1,424$370
18Ford Escape$1,432$378
19Nissan Rogue$1,438$384
20Chevrolet Equinox$1,446$392
21Subaru Forester$1,476$422
22Volkswagen Tiguan$1,484$430
23Mitsubishi Outlander$1,498$444
24GMC Terrain$1,504$450
25Mini Cooper Paceman$1,508$454
26Suzuki Grand Vitara$1,516$462
27Nissan Juke$1,522$468
28Jeep Patriot$1,528$474
29Subaru Tribeca$1,532$478
30Ford C-Max$1,534$480

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 XB Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Scion XB.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Scion XB Insurance Rates by Trim Level
2013 Scion XB Trim Level Annual Premium Cost Per Month
2WD$1,054$88

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Scion XB for different driver ages.

2013 Scion XB Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$3,813$318
17$3,642$304
18$3,170$264
19$2,928$244
20$2,223$185
21$2,123$177
22$1,884$157
23$1,591$133
24$1,487$124
25$1,214$101
30$1,112$93
35$1,086$91
40$1,054$88
45$994$83
50$948$79
55$886$74
60$886$74
65$938$78
70$1,026$86
75$1,224$102
80$1,504$125

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Scion XB trim levels.