2014 Scion XB Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options impact the cost of car insurance for a 2014 Scion XB. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know how much and why your choice impacts rates.

The average estimated car insurance premium for a 2014 Scion XB is $1,212 per year, or about $101 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,212

Cost Per Month

$101

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Scion XB Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Scion XB.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,212
Average Rate
Your Rate
$1,212

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Scion XB trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Scion XB is $1,212.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Scion XB vs. the Small SUV Segment

The table below compares insurance rates for the 2014 Scion XB against all other models in the small SUV segment. The Scion XB is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Scion XB, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Scion XB.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Scion XB Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mini Cooper Clubman$1,186-$26
2Scion XD$1,196-$16
3Scion XB$1,212--
4Honda CR-V$1,226$14
5Nissan Cube$1,254$42
6Mini Cooper Countryman$1,286$74
7Kia Soul$1,306$94
8Jeep Patriot$1,310$98
9Mitsubishi Mirage$1,316$104
10Ford Escape$1,368$156
11Nissan Rogue$1,380$168
12Chevrolet Equinox$1,390$178
2014 Small SUV Average$1,393$181
13Buick Encore$1,400$188
14Hyundai Tucson$1,408$196
15Mazda CX-5$1,418$206
16Nissan Juke$1,424$212
17Chevrolet Captiva Sport$1,426$214
18Subaru Forester$1,428$216
19GMC Terrain$1,436$224
20Subaru XV Crosstrek$1,438$226
21Jeep Compass$1,448$236
22Mini Cooper$1,460$248
23Toyota RAV4$1,466$254
24Subaru Tribeca$1,478$266
25Mitsubishi Outlander$1,512$300
26Ford C-Max$1,548$336
27Volkswagen Tiguan$1,552$340
28Kia Sportage$1,558$346
29Mini Cooper Paceman$1,576$364

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 XB Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Scion XB.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Scion XB Insurance Rates by Trim Level
2014 Scion XB Trim Level Annual Premium Cost Per Month
2WD$1,212$101

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Scion XB for different driver ages.

2014 Scion XB Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,506$376
17$4,295$358
18$3,717$310
19$3,434$286
20$2,598$217
21$2,476$206
22$2,195$183
23$1,848$154
24$1,727$144
25$1,396$116
30$1,278$107
35$1,248$104
40$1,212$101
45$1,144$95
50$1,090$91
55$1,020$85
60$1,022$85
65$1,084$90
70$1,194$100
75$1,440$120
80$1,778$148

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Scion XB trim levels.