Smart Car Insurance Calculator: Interactive Rates for Every Driver

Understand how choices you make impact the cost of car insurance for a Smart vehicle. Change driving record, coverage levels, mileage driven, and vehicle usage plus many other factors. Instantly know if the changes you make have a positive or negative affect on rates.

To start the calculator, select the year and model of your Smart vehicle.

Click on any model in the table below to calculate your personalized rates. You can choose the model year of your vehicle in the calculator options.

Average Smart Car Insurance Rates for Good Drivers
ModelAge 25Age 50
Smart Fortwo$1,968$1,512

Data Methodology: Rated driver is a 40-year-old married male with good credit and no driving violations or at-fault accidents in the prior three years. Uninsured/Underinsured Motorist (UM/UIM) and medical payments coverages are included.