2022 Subaru Ascent Car Insurance Calculator

Find out how different driver, vehicle, and coverage options impact the cost of car insurance for a 2022 Subaru Ascent. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2022 Subaru Ascent is $1,836 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,836

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Ascent Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru Ascent.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,836
Average Rate
Your Rate
$1,836

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru Ascent trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru Ascent is $1,836.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru Ascent vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Subaru Ascent against all other models in the midsize SUV segment. The Subaru Ascent is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Ascent, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Ascent.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru Ascent Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$120
2Subaru Ascent$1,836--
3Ford Edge$1,926$90
4Subaru Outback$1,962$126
5Nissan Murano$1,984$148
6Toyota Venza$1,998$162
7Ford Explorer$2,010$174
8Kia Sorento$2,024$188
9Hyundai Palisade$2,052$216
10Volkswagen Atlas$2,066$230
11Toyota 4Runner$2,084$248
12Mazda CX-9$2,132$296
13Volkswagen Atlas Cross Sport$2,140$304
14GMC Acadia$2,148$312
15Toyota Highlander$2,150$314
16Nissan Pathfinder$2,160$324
17Honda Pilot$2,168$332
18Mitsubishi Outlander Sport$2,176$340
2022 Midsize SUV Average$2,179$343
19Buick Enclave$2,190$354
20Chevrolet Traverse$2,202$366
21Hyundai Santa Fe$2,230$394
22Kia Telluride$2,238$402
23Chevrolet Blazer$2,258$422
24Ford Bronco$2,304$468
25Jeep Grand Cherokee$2,356$520
26Jeep Cherokee$2,414$578
27Jeep Wrangler$2,448$612
28Mitsubishi Outlander PHEV$2,480$644
29Dodge Durango$2,504$668
30Tesla Model Y$2,532$696
31Rivian R1S$2,666$830

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Ascent Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru Ascent.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru Ascent Insurance Rates by Trim Level
2022 Subaru Ascent Trim Level Annual Premium Cost Per Month
AWD$1,686$141
Premium AWD$1,818$152
Onyx Edition AWD$1,848$154
Limited AWD$1,876$156
Touring AWD$1,950$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru Ascent for different driver ages.

2022 Subaru Ascent Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,403$534
17$6,255$521
18$5,708$476
19$5,152$429
20$3,969$331
21$3,787$316
22$3,407$284
23$2,759$230
24$2,626$219
25$2,138$178
30$1,968$164
35$1,882$157
40$1,836$153
45$1,712$143
50$1,614$135
55$1,510$126
60$1,518$127
65$1,618$135
70$1,726$144
75$2,002$167
80$2,460$205

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Ascent trim levels.