2014 Subaru BRZ Car Insurance Calculator

Get real-time feedback how different risk factors influence insurance rates for a 2014 Subaru BRZ. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2014 Subaru BRZ is $1,458 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,458

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru BRZ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Subaru BRZ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,458
Average Rate
Your Rate
$1,458

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Subaru BRZ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Subaru BRZ is $1,458.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Subaru BRZ vs. the Sports Car Segment

The table below compares insurance rates for the 2014 Subaru BRZ against all other models in the sports car segment. The Subaru BRZ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru BRZ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru BRZ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Subaru BRZ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,256-$202
2Subaru BRZ$1,458--
3Chevrolet Corvette$1,590$132
4Porsche Cayman$1,610$152
5BMW Z4$1,672$214
6Audi TT$1,680$222
7Nissan 370Z$1,718$260
8Ford Mustang$1,804$346
9Porsche Boxster$1,858$400
10Chevrolet Camaro$1,978$520
11Jaguar F-Type$1,986$528
2014 Sports Car Average$2,011$553
12Porsche 911$2,210$752
13Dodge Challenger$2,260$802
14Dodge Viper$2,324$866
15Nissan GT-R$2,528$1,070
16Audi R8$2,558$1,100
17BMW i8$2,816$1,358
18Maserati Granturismo$2,888$1,430

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 BRZ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Subaru BRZ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Subaru BRZ Insurance Rates by Trim Level
2014 Subaru BRZ Trim Level Annual Premium Cost Per Month
Premium Coupe$1,436$120
Limited Coupe$1,478$123

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Subaru BRZ for different driver ages.

2014 Subaru BRZ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,203$434
17$4,993$416
18$4,389$366
19$4,039$337
20$3,086$257
21$2,945$245
22$2,629$219
23$2,202$184
24$2,068$172
25$1,682$140
30$1,544$129
35$1,502$125
40$1,458$122
45$1,370$114
50$1,304$109
55$1,218$102
60$1,220$102
65$1,290$108
70$1,404$117
75$1,668$139
80$2,044$170

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru BRZ trim levels.