2022 Subaru BRZ Car Insurance Calculator

Get real-time feedback how choices you make affect car insurance rates for a 2022 Subaru BRZ. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2022 Subaru BRZ is $2,680 per year, or about $223 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,680

Cost Per Month

$223

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru BRZ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru BRZ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,680
Average Rate
Your Rate
$2,680

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru BRZ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru BRZ is $2,680.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru BRZ vs. the Sports Car Segment

The table below compares insurance rates for the 2022 Subaru BRZ against all other models in the sports car segment. The Subaru BRZ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru BRZ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru BRZ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru BRZ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,852-$828
2Ford Mustang$2,252-$428
3BMW Z4$2,300-$380
4Subaru WRX$2,426-$254
5Toyota GR86$2,490-$190
6Audi TT$2,500-$180
7Toyota GR Supra$2,548-$132
8Subaru BRZ$2,680--
9Chevrolet Corvette$2,694$14
10BMW M3$2,768$88
11Porsche 718$2,890$210
12Lexus RC F$2,912$232
13Chevrolet Camaro$2,958$278
2022 Sports Car Average$3,006$326
14Dodge Challenger$3,038$358
15Mercedes-Benz AMG GT53$3,086$406
16Jaguar F-Type$3,232$552
17Porsche Taycan$3,318$638
18Porsche 911$3,398$718
19BMW M4$3,404$724
20Lexus LC 500$3,416$736
21Acura NSX$4,134$1,454
22Audi R8$4,418$1,738
23Nissan GT-R$4,426$1,746

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 BRZ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru BRZ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru BRZ Insurance Rates by Trim Level
2022 Subaru BRZ Trim Level Annual Premium Cost Per Month
Premium Coupe$2,634$220
Limited Coupe$2,726$227

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru BRZ for different driver ages.

2022 Subaru BRZ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,574$798
17$9,228$769
18$8,193$683
19$7,500$625
20$5,737$478
21$5,472$456
22$4,893$408
23$4,061$338
24$3,823$319
25$3,104$259
30$2,852$238
35$2,760$230
40$2,680$223
45$2,514$210
50$2,388$199
55$2,224$185
60$2,228$186
65$2,370$198
70$2,576$215
75$3,042$254
80$3,738$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru BRZ trim levels.