2023 Subaru BRZ Car Insurance Calculator

Learn how different factors impact car insurance rates for a 2023 Subaru BRZ. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover whether your choice results in cheaper or more expensive rates.

The average estimated car insurance premium for a 2023 Subaru BRZ is $2,740 per year, or about $228 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,740

Cost Per Month

$228

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru BRZ Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Subaru BRZ.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,740
Average Rate
Your Rate
$2,740

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Subaru BRZ trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Subaru BRZ is $2,740.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Subaru BRZ vs. the Sports Car Segment

The table below compares insurance rates for the 2023 Subaru BRZ against all other models in the sports car segment. The Subaru BRZ is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru BRZ, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru BRZ.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Subaru BRZ Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,104-$636
2Audi TT$2,364-$376
3BMW Z4$2,488-$252
4Subaru WRX$2,508-$232
5Ford Mustang$2,514-$226
6Nissan Z$2,554-$186
7Toyota GR Supra$2,596-$144
8Toyota GR86$2,628-$112
9BMW M2$2,646-$94
10Subaru BRZ$2,740--
11Chevrolet Corvette$2,818$78
12BMW M3$2,876$136
13Lexus RC F$2,930$190
14Porsche 718$2,938$198
15Chevrolet Camaro$2,976$236
2023 Sports Car Average$3,120$380
16Mercedes-Benz AMG GT53$3,170$430
17Jaguar F-Type$3,274$534
18Porsche Taycan$3,352$612
19BMW M4$3,390$650
20Dodge Challenger$3,432$692
21Lexus LC 500$3,438$698
22Porsche 911$3,740$1,000
23Acura NSX$4,236$1,496
24Audi R8$4,374$1,634
25Mercedes-Benz SL 55$4,382$1,642
26Mercedes-Benz SL 63$4,664$1,924

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 BRZ Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Subaru BRZ.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Subaru BRZ Insurance Rates by Trim Level
2023 Subaru BRZ Trim Level Annual Premium Cost Per Month
Premium Coupe$2,694$225
Limited Coupe$2,788$232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Subaru BRZ for different driver ages.

2023 Subaru BRZ Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,760$813
17$9,414$785
18$8,363$697
19$7,656$638
20$5,860$488
21$5,590$466
22$5,003$417
23$4,150$346
24$3,911$326
25$3,178$265
30$2,920$243
35$2,824$235
40$2,740$228
45$2,572$214
50$2,440$203
55$2,274$190
60$2,278$190
65$2,422$202
70$2,630$219
75$3,104$259
80$3,810$318

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru BRZ trim levels.