Subaru Crosstrek Car Insurance Calculator

Watch in real-time how the choices you make affect the cost of insurance for a Subaru Crosstrek. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2024 Subaru Crosstrek is $1,730 per year, or about $144 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,730

Cost Per Month

$144

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Subaru Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,730
Average Rate
Your Rate
$1,730

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Subaru Crosstrek.

The 'Average Rate' is a combined value for all Subaru Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Subaru Crosstrek is $1,730.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Subaru Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Subaru Crosstrek against all other models in the small SUV segment. The Subaru Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Subaru Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730--
2Chevrolet Trailblazer$1,760$30
3Kia Soul$1,826$96
4Nissan Kicks$1,844$114
5Buick Envision$1,878$148
6Toyota Corolla Cross$1,888$158
7Hyundai Venue$1,902$172
8Mazda CX-5$1,910$180
9Ford Bronco Sport$1,918$188
10Volkswagen Tiguan$1,938$208
11Buick Encore$1,988$258
12Honda CR-V$1,996$266
13Volkswagen Taos$2,008$278
14Kia Niro$2,014$284
15Honda HR-V$2,040$310
16Subaru Forester$2,084$354
17Kia Seltos$2,094$364
18GMC Terrain$2,096$366
19Nissan Rogue$2,106$376
20Hyundai Kona$2,110$380
21Mazda CX-30$2,114$384
22Volkswagen ID4$2,124$394
23Ford Escape$2,138$408
2024 Small SUV Average$2,154$424
24Chevrolet Equinox$2,158$428
25Toyota RAV4$2,162$432
26Mazda MX-30$2,172$442
27Hyundai Tucson$2,176$446
28Chevrolet Trax$2,210$480
29Mini Cooper Clubman$2,220$490
30Mini Cooper$2,226$496
31Mitsubishi Eclipse Cross$2,246$516
32Jeep Renegade$2,252$522
33Mitsubishi Outlander$2,280$550
34Kia Sportage$2,294$564
35Hyundai Ioniq 5$2,302$572
36Nissan Ariya$2,304$574
37Fiat 500X$2,310$580
38Mini Cooper Countryman$2,318$588
39Subaru Solterra$2,320$590
40Mazda CX-50$2,326$596
41Toyota bz4X$2,330$600
42Mitsubishi Mirage$2,342$612
43Kia EV6$2,416$686
44Dodge Hornet$2,492$762
45Jeep Compass$2,536$806
46Hyundai Nexo$2,584$854
47Ford Mustang Mach-E$2,742$1,012

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Subaru Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Subaru Crosstrek Insurance Rates by Trim Level
2024 Subaru Crosstrek Trim Level Annual Premium Cost Per Month
Base$1,644$137
Premium$1,672$139
Sport$1,746$146
Limited$1,784$149
Wilderness$1,804$150

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Subaru Crosstrek for different driver ages.

2024 Subaru Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,979$498
17$5,791$483
18$5,194$433
19$4,744$395
20$3,649$304
21$3,488$291
22$3,131$261
23$2,595$216
24$2,450$204
25$2,002$167
30$1,846$154
35$1,778$148
40$1,730$144
45$1,622$135
50$1,536$128
55$1,432$119
60$1,436$120
65$1,522$127
70$1,632$136
75$1,904$159
80$2,328$194

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Crosstrek trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Subaru Crosstrek.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Subaru Crosstrek Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Subaru Crosstrek$1,730$144
2023 Subaru Crosstrek$1,740$145
2022 Subaru Crosstrek$1,718$143
2021 Subaru Crosstrek$1,876$156
2020 Subaru Crosstrek$1,820$152
2019 Subaru Crosstrek$1,558$130
2018 Subaru Crosstrek$1,442$120
2017 Subaru Crosstrek$1,422$119
2016 Subaru Crosstrek$1,308$109

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Subaru Crosstrek trim levels for each model year.