2018 Subaru Crosstrek Car Insurance Calculator

See in real-time how different risk factors impact the cost of car insurance for a 2018 Subaru Crosstrek. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly how much rates change and learn exactly why.

The average estimated car insurance premium for a 2018 Subaru Crosstrek is $1,442 per year, or about $120 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,442

Cost Per Month

$120

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Subaru Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,442
Average Rate
Your Rate
$1,442

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Subaru Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Subaru Crosstrek is $1,442.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Subaru Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2018 Subaru Crosstrek against all other models in the small SUV segment. The Subaru Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Subaru Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Ecosport$1,374-$68
2Nissan Kicks$1,408-$34
3Toyota C-HR$1,412-$30
4Jeep Compass$1,426-$16
5Subaru Crosstrek$1,442--
6Hyundai Kona$1,458$16
7Honda CR-V$1,464$22
8Mazda CX-3$1,472$30
9Chevrolet Equinox$1,554$112
10Honda HR-V$1,560$118
11Mitsubishi Eclipse Cross$1,574$132
12Mazda CX-5$1,606$164
13Subaru Forester$1,622$180
14Chevrolet Trax$1,628$186
2018 Small SUV Average$1,649$207
15Nissan Rogue$1,656$214
16Buick Encore$1,666$224
17Jeep Renegade$1,676$234
18Mini Cooper$1,692$250
19Hyundai Tucson$1,698$256
20Kia Soul$1,702$260
21Volkswagen Tiguan$1,716$274
22Buick Envision$1,740$298
23Toyota RAV4$1,750$308
24Kia Sportage$1,754$312
25Mini Cooper Countryman$1,758$316
26Ford Escape$1,768$326
27Ford C-Max$1,798$356
28GMC Terrain$1,804$362
29Mini Cooper Clubman$1,826$384
30Chevrolet Bolt$1,830$388
31Mitsubishi Mirage$1,832$390
32Kia Niro$1,862$420
33Mitsubishi Outlander$1,880$438

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Subaru Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Subaru Crosstrek Insurance Rates by Trim Level
2018 Subaru Crosstrek Trim Level Annual Premium Cost Per Month
2 AWD$1,368$114
2.0 Premium AWD$1,424$119
2.0 Limited AWD$1,536$128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Subaru Crosstrek for different driver ages.

2018 Subaru Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,208$434
17$5,029$419
18$4,475$373
19$4,081$340
20$3,113$259
21$2,969$247
22$2,651$221
23$2,183$182
24$2,059$172
25$1,672$139
30$1,536$128
35$1,484$124
40$1,442$120
45$1,352$113
50$1,284$107
55$1,200$100
60$1,202$100
65$1,282$107
70$1,388$116
75$1,640$137
80$2,028$169

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Crosstrek trim levels.