2021 Subaru Crosstrek Car Insurance Calculator

See and learn how seemingly small changes affect the cost of insurance for a 2021 Subaru Crosstrek. Experiment with options like driving violations, coverage levels, and mileage driven to see how rates are affected. Immediately discover if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2021 Subaru Crosstrek is $1,876 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,876

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Subaru Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,876
Average Rate
Your Rate
$1,876

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Subaru Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Subaru Crosstrek is $1,876.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Subaru Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Subaru Crosstrek against all other models in the small SUV segment. The Subaru Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Subaru Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$252
2Honda CR-V$1,688-$188
3Mazda CX-5$1,712-$164
4Mazda CX-30$1,714-$162
5Ford Ecosport$1,720-$156
6Toyota C-HR$1,726-$150
7Nissan Rogue Sport$1,736-$140
8Chevrolet Trax$1,744-$132
9Buick Envision$1,756-$120
10Nissan Kicks$1,760-$116
11Hyundai Kona$1,762-$114
12Hyundai Venue$1,768-$108
13Hyundai Tucson$1,770-$106
14Kia Sportage$1,774-$102
15Jeep Compass$1,780-$96
16Kia Soul$1,788-$88
17Mitsubishi Eclipse Cross$1,792-$84
18Chevrolet Equinox$1,794-$82
19Chevrolet Trailblazer$1,804-$72
20Honda HR-V$1,824-$52
21Volkswagen Tiguan$1,830-$46
22Subaru Forester$1,846-$30
23Nissan Rogue$1,864-$12
24Ford Escape$1,868-$8
25GMC Terrain$1,872-$4
26Subaru Crosstrek$1,876--
27Kia Seltos$1,884$8
2021 Small SUV Average$1,890$14
28Buick Encore$1,914$38
29Volkswagen ID4$1,932$56
30Fiat 500X$1,940$64
31Ford Bronco Sport$1,946$70
32Jeep Renegade$1,956$80
33Toyota RAV4$2,020$144
34Kia Niro$2,032$156
35Mini Cooper Countryman$2,078$202
36Mini Cooper$2,126$250
37Mitsubishi Mirage$2,152$276
38Chevrolet Bolt$2,160$284
39Mini Cooper Clubman$2,310$434
40Mitsubishi Outlander$2,350$474
41Hyundai Nexo$2,504$628

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Subaru Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Subaru Crosstrek Insurance Rates by Trim Level
2021 Subaru Crosstrek Trim Level Annual Premium Cost Per Month
AWD$1,730$144
Premium AWD$1,796$150
Limited AWD$1,892$158
Plug-in Hybrid AWD$2,086$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Subaru Crosstrek for different driver ages.

2021 Subaru Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,823$569
17$6,600$550
18$5,890$491
19$5,361$447
20$4,092$341
21$3,899$325
22$3,483$290
23$2,850$238
24$2,693$224
25$2,180$182
30$1,998$167
35$1,926$161
40$1,876$156
45$1,756$146
50$1,666$139
55$1,556$130
60$1,560$130
65$1,668$139
70$1,806$151
75$2,138$178
80$2,648$221

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Crosstrek trim levels.