2022 Subaru Crosstrek Car Insurance Calculator

Learn and understand how the choices you make affect car insurance rates for a 2022 Subaru Crosstrek. Modify options like your location, homeowner status, and credit score to get insights on how rates change. Immediately see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2022 Subaru Crosstrek is $1,718 per year, or about $143 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,718

Cost Per Month

$143

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,718
Average Rate
Your Rate
$1,718

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru Crosstrek is $1,718.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Subaru Crosstrek against all other models in the small SUV segment. The Subaru Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$92
2Nissan Kicks$1,666-$52
3Chevrolet Trailblazer$1,678-$40
4Subaru Crosstrek$1,718--
5Buick Encore$1,768$50
6Toyota C-HR$1,774$56
7Nissan Rogue Sport$1,782$64
8Hyundai Venue$1,812$94
9Buick Envision$1,818$100
10Kia Seltos$1,820$102
11Ford Bronco Sport$1,828$110
12Toyota Corolla Cross$1,834$116
13Hyundai Kona$1,850$132
14Subaru Forester$1,852$134
15Volkswagen Tiguan$1,860$142
16Honda CR-V$1,872$154
17Mazda CX-30$1,892$174
18Honda HR-V$1,918$200
19Ford Ecosport$1,936$218
20Chevrolet Trax$1,958$240
21GMC Terrain$1,966$248
22Mitsubishi Eclipse Cross$1,972$254
2022 Small SUV Average$1,982$264
23Hyundai Tucson$1,986$268
24Chevrolet Bolt$1,994$276
25Chevrolet Equinox$1,998$280
26Volkswagen Taos$2,002$284
27Fiat 500X$2,010$292
28Toyota RAV4$2,018$300
29Kia Soul$2,020$302
30Mazda MX-30$2,062$344
31Jeep Compass$2,070$352
32Kia Niro$2,076$358
33Nissan Rogue$2,092$374
34Ford Escape$2,102$384
35Hyundai Ioniq 5$2,118$400
36Mini Cooper Clubman$2,124$406
37Jeep Renegade$2,126$408
38Kia Sportage$2,136$418
39Volkswagen ID4$2,178$460
40Mini Cooper$2,188$470
41Mini Cooper Countryman$2,210$492
42Mitsubishi Outlander$2,300$582
43Mitsubishi Mirage$2,320$602
44Ford Mustang Mach-E$2,418$700
45Hyundai Nexo$2,444$726

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru Crosstrek Insurance Rates by Trim Level
2022 Subaru Crosstrek Trim Level Annual Premium Cost Per Month
AWD$1,592$133
Premium AWD$1,658$138
Sport AWD$1,726$144
Limited AWD$1,758$147
Plug-in Hybrid AWD$1,856$155

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru Crosstrek for different driver ages.

2022 Subaru Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,154$513
17$5,968$497
18$5,360$447
19$4,870$406
20$3,724$310
21$3,550$296
22$3,178$265
23$2,597$216
24$2,457$205
25$1,996$166
30$1,832$153
35$1,764$147
40$1,718$143
45$1,608$134
50$1,520$127
55$1,424$119
60$1,428$119
65$1,522$127
70$1,640$137
75$1,928$161
80$2,386$199

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Crosstrek trim levels.