2023 Subaru Crosstrek Car Insurance Calculator

Find out how different driver and vehicle factors affect the cost of insurance for a 2023 Subaru Crosstrek. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2023 Subaru Crosstrek is $1,740 per year, or about $145 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,740

Cost Per Month

$145

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Subaru Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,740
Average Rate
Your Rate
$1,740

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Subaru Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Subaru Crosstrek is $1,740.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Subaru Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2023 Subaru Crosstrek against all other models in the small SUV segment. The Subaru Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Subaru Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$18
2Subaru Crosstrek$1,740--
3Nissan Kicks$1,744$4
4Nissan Rogue Sport$1,776$36
5Mazda CX-5$1,794$54
6Buick Encore$1,814$74
7Buick Envision$1,822$82
8Kia Seltos$1,844$104
9Hyundai Venue$1,854$114
10Honda HR-V$1,886$146
11Hyundai Kona$1,910$170
12Subaru Forester$1,926$186
13Honda CR-V$1,932$192
14Mazda CX-30$1,936$196
15Chevrolet Trax$1,950$210
16Volkswagen Tiguan$1,978$238
17Ford Bronco Sport$1,984$244
18Fiat 500X$2,018$278
19Kia Soul$2,022$282
20GMC Terrain$2,024$284
21Mitsubishi Eclipse Cross$2,034$294
22Chevrolet Equinox$2,048$308
23Toyota Corolla Cross$2,056$316
24Volkswagen Taos$2,062$322
25Mazda CX-50$2,064$324
2023 Small SUV Average$2,073$333
26Hyundai Tucson$2,082$342
27Ford Escape$2,086$346
28Nissan Rogue$2,094$354
29Kia Niro$2,110$370
30Toyota RAV4$2,112$372
31Mazda MX-30$2,116$376
32Mini Cooper$2,126$386
33Jeep Compass$2,130$390
34Mini Cooper Clubman$2,162$422
35Jeep Renegade$2,192$452
36Chevrolet Bolt$2,206$466
37Toyota bz4X$2,216$476
38Hyundai Ioniq 5$2,260$520
39Kia Sportage$2,270$530
40Mini Cooper Countryman$2,338$598
41Mitsubishi Mirage$2,340$600
42Mitsubishi Outlander$2,352$612
43Volkswagen ID4$2,366$626
44Kia EV6$2,416$676
45Dodge Hornet$2,418$678
46Hyundai Nexo$2,508$768
47Ford Mustang Mach-E$2,576$836

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Subaru Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Subaru Crosstrek Insurance Rates by Trim Level
2023 Subaru Crosstrek Trim Level Annual Premium Cost Per Month
Base AWD$1,628$136
Premium AWD$1,660$138
Sport AWD$1,746$146
Limited AWD$1,772$148
Plug-in Hybrid AWD$1,890$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Subaru Crosstrek for different driver ages.

2023 Subaru Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,227$519
17$6,042$504
18$5,427$452
19$4,930$411
20$3,772$314
21$3,598$300
22$3,217$268
23$2,630$219
24$2,489$207
25$2,020$168
30$1,856$155
35$1,786$149
40$1,740$145
45$1,628$136
50$1,540$128
55$1,440$120
60$1,444$120
65$1,542$129
70$1,664$139
75$1,950$163
80$2,412$201

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Crosstrek trim levels.