2022 Subaru Forester Car Insurance Calculator

Monitor in real-time how changing risk factors affect car insurance rates for a 2022 Subaru Forester. Customize factors such as vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2022 Subaru Forester is $1,852 per year, or about $154 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,852

Cost Per Month

$154

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Forester Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru Forester.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,852
Average Rate
Your Rate
$1,852

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru Forester trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru Forester is $1,852.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru Forester vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Subaru Forester against all other models in the small SUV segment. The Subaru Forester is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Forester, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Forester.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru Forester Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$226
2Nissan Kicks$1,666-$186
3Chevrolet Trailblazer$1,678-$174
4Subaru Crosstrek$1,718-$134
5Buick Encore$1,768-$84
6Toyota C-HR$1,774-$78
7Nissan Rogue Sport$1,782-$70
8Hyundai Venue$1,812-$40
9Buick Envision$1,818-$34
10Kia Seltos$1,820-$32
11Ford Bronco Sport$1,828-$24
12Toyota Corolla Cross$1,834-$18
13Hyundai Kona$1,850-$2
14Subaru Forester$1,852--
15Volkswagen Tiguan$1,860$8
16Honda CR-V$1,872$20
17Mazda CX-30$1,892$40
18Honda HR-V$1,918$66
19Ford Ecosport$1,936$84
20Chevrolet Trax$1,958$106
21GMC Terrain$1,966$114
22Mitsubishi Eclipse Cross$1,972$120
2022 Small SUV Average$1,982$130
23Hyundai Tucson$1,986$134
24Chevrolet Bolt$1,994$142
25Chevrolet Equinox$1,998$146
26Volkswagen Taos$2,002$150
27Fiat 500X$2,010$158
28Toyota RAV4$2,018$166
29Kia Soul$2,020$168
30Mazda MX-30$2,062$210
31Jeep Compass$2,070$218
32Kia Niro$2,076$224
33Nissan Rogue$2,092$240
34Ford Escape$2,102$250
35Hyundai Ioniq 5$2,118$266
36Mini Cooper Clubman$2,124$272
37Jeep Renegade$2,126$274
38Kia Sportage$2,136$284
39Volkswagen ID4$2,178$326
40Mini Cooper$2,188$336
41Mini Cooper Countryman$2,210$358
42Mitsubishi Outlander$2,300$448
43Mitsubishi Mirage$2,320$468
44Ford Mustang Mach-E$2,418$566
45Hyundai Nexo$2,444$592

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Forester Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru Forester.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru Forester Insurance Rates by Trim Level
2022 Subaru Forester Trim Level Annual Premium Cost Per Month
AWD$1,740$145
Premium AWD$1,740$145
Sport AWD$1,806$151
Touring AWD$1,910$159
Limited AWD$1,956$163
Wilderness AWD$1,964$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru Forester for different driver ages.

2022 Subaru Forester Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,578$548
17$6,430$536
18$5,870$489
19$5,284$440
20$4,062$339
21$3,871$323
22$3,476$290
23$2,795$233
24$2,665$222
25$2,164$180
30$1,986$166
35$1,898$158
40$1,852$154
45$1,724$144
50$1,628$136
55$1,524$127
60$1,532$128
65$1,640$137
70$1,752$146
75$2,038$170
80$2,522$210

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Forester trim levels.