Subaru Impreza Car Insurance Calculator

Find out how choices you make affect the cost of insurance for a Subaru Impreza. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2024 Subaru Impreza is $2,154 per year, or about $180 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,154

Cost Per Month

$180

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Impreza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Subaru Impreza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,154
Average Rate
Your Rate
$2,154

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Subaru Impreza.

The 'Average Rate' is a combined value for all Subaru Impreza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Subaru Impreza is $2,154.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Subaru Impreza vs. the Small Car Segment

The table below compares insurance rates for the 2024 Subaru Impreza against all other models in the small car segment. The Subaru Impreza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Impreza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Impreza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Subaru Impreza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034-$120
2Nissan Leaf$2,052-$102
3Honda Civic$2,074-$80
4Nissan Sentra$2,146-$8
5Subaru Impreza$2,154--
6Toyota Prius$2,188$34
7Toyota Corolla$2,282$128
8Kia Forte$2,288$134
9Nissan Versa$2,310$156
2024 Small Car Average$2,315$161
10Mitsubishi Mirage G4$2,364$210
11Volkswagen Jetta$2,370$216
12Mazda 3$2,424$270
13Hyundai Elantra$2,542$388
14Volkswagen Golf$2,586$432
15Toyota Mirai$2,916$762

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Impreza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Subaru Impreza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Subaru Impreza Insurance Rates by Trim Level
2024 Subaru Impreza Trim Level Annual Premium Cost Per Month
Base$2,072$173
Sport$2,158$180
RS$2,232$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Subaru Impreza for different driver ages.

2024 Subaru Impreza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,784$649
17$7,514$626
18$6,682$557
19$6,103$509
20$4,657$388
21$4,443$370
22$3,969$331
23$3,272$273
24$3,085$257
25$2,500$208
30$2,290$191
35$2,214$185
40$2,154$180
45$2,018$168
50$1,914$160
55$1,784$149
60$1,788$149
65$1,908$159
70$2,074$173
75$2,454$205
80$3,032$253

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Impreza trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Subaru Impreza.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Subaru Impreza Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Subaru Impreza$2,154$180
2023 Subaru Impreza$1,886$157
2022 Subaru Impreza$1,856$155
2021 Subaru Impreza$1,830$153
2020 Subaru Impreza$1,778$148
2019 Subaru Impreza$1,704$142
2018 Subaru Impreza$1,610$134
2017 Subaru Impreza$1,536$128
2016 Subaru Impreza$1,472$123
2015 Subaru Impreza$1,458$122
2014 Subaru Impreza$1,504$125
2013 Subaru Impreza$1,484$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Subaru Impreza trim levels for each model year.