2013 Subaru Impreza Car Insurance Calculator

Discover how changes to driver risk factors and vehicle options impact car insurance rates for a 2013 Subaru Impreza. Customize rate factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly whether your selection increases or decreases your premium.

The average estimated car insurance premium for a 2013 Subaru Impreza is $1,484 per year, or about $124 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,484

Cost Per Month

$124

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Impreza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Subaru Impreza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,484
Average Rate
Your Rate
$1,484

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Subaru Impreza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Subaru Impreza is $1,484.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Subaru Impreza vs. the Small Car Segment

The table below compares insurance rates for the 2013 Subaru Impreza against all other models in the small car segment. The Subaru Impreza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Impreza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Impreza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Subaru Impreza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$452
2Chrysler Fiat 500$1,064-$420
3Mazda 2$1,084-$400
4Nissan Leaf$1,094-$390
5Toyota Matrix$1,106-$378
6Scion IQ$1,128-$356
7Chevrolet Spark$1,192-$292
8Kia Rio5$1,242-$242
9Hyundai Accent$1,254-$230
10Ford Fiesta$1,262-$222
11Chevrolet Sonic$1,274-$210
12Honda Fit$1,276-$208
13Kia Rio$1,300-$184
14Nissan Versa$1,306-$178
15Toyota Yaris$1,322-$162
16Nissan Sentra$1,330-$154
17Hyundai Elantra$1,336-$148
18Honda CR-Z$1,354-$130
19Mazda 3$1,358-$126
2013 Small Car Average$1,362-$122
20Toyota Corolla$1,364-$120
21Honda Civic$1,370-$114
22Volkswagen Beetle$1,380-$104
23Mazda Mazdaspeed 3$1,432-$52
24Volkswagen GTI$1,462-$22
25Dodge Dart$1,466-$18
26Volkswagen Jetta$1,470-$14
27Toyota Prius$1,474-$10
28Chevrolet Cruze$1,480-$4
29Subaru Impreza$1,484--
30Kia Forte$1,488$4
31Volkswagen Golf$1,492$8
32Ford Focus$1,496$12
33Volkswagen EOS$1,508$24
34Hyundai Veloster$1,520$36
35Scion FR-S$1,534$50
36Chevrolet Volt$1,598$114
37Scion TC$1,668$184
38Mitsubishi Lancer$1,742$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Impreza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Subaru Impreza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Subaru Impreza Insurance Rates by Trim Level
2013 Subaru Impreza Trim Level Annual Premium Cost Per Month
2.0I 4WD Station Wagon$1,310$109
2.0I Premium 4WD Station Wagon$1,350$113
2.0I Limited 4WD Station Wagon$1,390$116
2.0I Sport Limited 4WD Station Wagon$1,390$116
Outback Sport Premium 4WD Station Wagon$1,390$116
2.0I AWD$1,394$116
Outback Sport 4WD Station Wagon$1,430$119
WRX 4WD Station Wagon$1,430$119
2.0I Premium Package AWD$1,452$121
2.0I Limited AWD$1,476$123
WRX AWD$1,554$130
WRX STI 4WD Station Wagon$1,572$131
WRX Limited AWD$1,596$133
WRX Premium AWD$1,596$133
WRX STI AWD$1,676$140
WRX STI Limited AWD$1,754$146

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Subaru Impreza for different driver ages.

2013 Subaru Impreza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,429$452
17$5,201$433
18$4,556$380
19$4,189$349
20$3,184$265
21$3,035$253
22$2,705$225
23$2,259$188
24$2,121$177
25$1,716$143
30$1,570$131
35$1,528$127
40$1,484$124
45$1,396$116
50$1,330$111
55$1,242$104
60$1,244$104
65$1,320$110
70$1,448$121
75$1,730$144
80$2,134$178

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Impreza trim levels.