2016 Subaru Impreza Car Insurance Calculator

Observe in real-time how different factors affect the cost of insurance for a 2016 Subaru Impreza. Tweak settings like coverage deductibles, age of the driver, and policy discounts to see how insurance cost is affected. Immediately see how much and why your choice impacts rates.

The average estimated car insurance premium for a 2016 Subaru Impreza is $1,472 per year, or about $123 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,472

Cost Per Month

$123

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Impreza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Subaru Impreza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,472
Average Rate
Your Rate
$1,472

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Subaru Impreza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Subaru Impreza is $1,472.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Subaru Impreza vs. the Small Car Segment

The table below compares insurance rates for the 2016 Subaru Impreza against all other models in the small car segment. The Subaru Impreza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Impreza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Impreza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Subaru Impreza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$218
2Chrysler Fiat 500$1,360-$112
3Honda Fit$1,386-$86
4Toyota Yaris$1,394-$78
5Nissan Versa$1,396-$76
6Ford Fiesta$1,408-$64
7Subaru Impreza$1,472--
8Scion IM$1,488$16
9Chevrolet Spark$1,500$28
10Hyundai Accent$1,504$32
11Volkswagen Golf$1,518$46
12Mazda 3$1,538$66
13Scion IA$1,540$68
14Honda CR-Z$1,576$104
15Honda Civic$1,586$114
16Nissan Sentra$1,590$118
17Kia Rio$1,612$140
18Toyota Corolla$1,628$156
2016 Small Car Average$1,636$164
19Nissan Leaf$1,642$170
20Toyota Prius$1,644$172
21Hyundai Veloster$1,650$178
22Chevrolet Sonic$1,668$196
23Volkswagen Beetle$1,694$222
24Volkswagen GTI$1,706$234
25Chevrolet Volt$1,708$236
26Chevrolet Cruze$1,712$240
27Volkswagen EOS$1,716$244
28Kia Forte$1,724$252
29Ford Focus$1,744$272
30Hyundai Elantra$1,760$288
31Scion FR-S$1,778$306
32Mitsubishi Lancer$1,838$366
33Volkswagen E-Golf$1,852$380
34Volkswagen Jetta$1,924$452
35Dodge Dart$1,968$496
36Scion TC$2,022$550
37Toyota Mirai$2,036$564

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Impreza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Subaru Impreza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Subaru Impreza Insurance Rates by Trim Level
2016 Subaru Impreza Trim Level Annual Premium Cost Per Month
2.0I 4WD Station Wagon$1,310$109
2.0I Premium 4WD Station Wagon$1,360$113
2.0I Sport Premium 4WD Station Wagon$1,360$113
2.0I Limited 4WD Station Wagon$1,406$117
2.0I Sport Limited 4WD Station Wagon$1,406$117
2.0I AWD$1,604$134
2.0I Premium AWD$1,622$135
2.0I Limited AWD$1,726$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Subaru Impreza for different driver ages.

2016 Subaru Impreza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,340$445
17$5,135$428
18$4,529$377
19$4,151$346
20$3,161$263
21$3,015$251
22$2,691$224
23$2,234$186
24$2,102$175
25$1,702$142
30$1,564$130
35$1,514$126
40$1,472$123
45$1,384$115
50$1,318$110
55$1,228$102
60$1,230$103
65$1,310$109
70$1,424$119
75$1,694$141
80$2,088$174

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Impreza trim levels.