2022 Subaru Impreza Car Insurance Calculator

Explore and understand how changes to risk factors and vehicle options affect the cost of insurance for a 2022 Subaru Impreza. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2022 Subaru Impreza is $1,856 per year, or about $155 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,856

Cost Per Month

$155

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Impreza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru Impreza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,856
Average Rate
Your Rate
$1,856

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru Impreza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru Impreza is $1,856.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru Impreza vs. the Small Car Segment

The table below compares insurance rates for the 2022 Subaru Impreza against all other models in the small car segment. The Subaru Impreza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Impreza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Impreza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru Impreza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,856--
2Chevrolet Spark$1,860$4
3Volkswagen Golf$2,056$200
4Volkswagen Jetta$2,074$218
5Nissan Sentra$2,082$226
6Toyota Corolla$2,098$242
7Honda Civic$2,106$250
8Mazda 3$2,114$258
9Kia Rio$2,124$268
10Toyota Prius$2,136$280
11Hyundai Accent$2,160$304
12Kia Forte$2,184$328
13Hyundai Veloster$2,196$340
2022 Small Car Average$2,199$343
14Nissan Leaf$2,284$428
15Hyundai Ioniq$2,288$432
16Honda Clarity$2,354$498
17Hyundai Elantra$2,408$552
18Nissan Versa$2,414$558
19Mitsubishi Mirage G4$2,424$568
20Toyota Mirai$2,762$906

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Impreza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru Impreza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru Impreza Insurance Rates by Trim Level
2022 Subaru Impreza Trim Level Annual Premium Cost Per Month
5-Door AWD$1,678$140
Sport 5-Door AWD$1,748$146
Premium 5-Door AWD$1,810$151
Sedan AWD$1,866$156
Limited 5-Door AWD$1,876$156
Sport Sedan AWD$1,974$165
Premium Sedan AWD$2,038$170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru Impreza for different driver ages.

2022 Subaru Impreza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,654$555
17$6,438$537
18$5,759$480
19$5,242$437
20$4,012$334
21$3,825$319
22$3,419$285
23$2,810$234
24$2,653$221
25$2,152$179
30$1,976$165
35$1,906$159
40$1,856$155
45$1,738$145
50$1,644$137
55$1,538$128
60$1,544$129
65$1,644$137
70$1,774$148
75$2,094$175
80$2,584$215

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Impreza trim levels.