2023 Subaru Impreza Car Insurance Calculator

Discover and learn how different factors impact the cost of insurance for a 2023 Subaru Impreza. Experiment with rate factors like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2023 Subaru Impreza is $1,886 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,886

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Impreza Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Subaru Impreza.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,886
Average Rate
Your Rate
$1,886

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Subaru Impreza trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Subaru Impreza is $1,886.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Subaru Impreza vs. the Small Car Segment

The table below compares insurance rates for the 2023 Subaru Impreza against all other models in the small car segment. The Subaru Impreza is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Impreza, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Impreza.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Subaru Impreza Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,886--
2Volkswagen Jetta$2,074$188
3Nissan Sentra$2,108$222
4Toyota Corolla$2,136$250
5Volkswagen Golf$2,142$256
6Toyota Prius$2,148$262
7Mazda 3$2,180$294
8Honda Civic$2,214$328
9Kia Forte$2,230$344
10Mitsubishi Mirage G4$2,242$356
2023 Small Car Average$2,265$379
11Nissan Leaf$2,294$408
12Nissan Versa$2,416$530
13Hyundai Elantra$2,482$596
14Toyota GR Corolla$2,588$702
15Toyota Mirai$2,830$944

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Impreza Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Subaru Impreza.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Subaru Impreza Insurance Rates by Trim Level
2023 Subaru Impreza Trim Level Annual Premium Cost Per Month
Base 5-Door AWD$1,718$143
Base Sedan AWD$1,802$150
Premium 5-Door AWD$1,828$152
Sport 5-Door AWD$1,840$153
Limited 5-Door AWD$1,922$160
Premium Sedan AWD$2,024$169
Sport Sedan AWD$2,068$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Subaru Impreza for different driver ages.

2023 Subaru Impreza Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,768$564
17$6,553$546
18$5,865$489
19$5,335$445
20$4,081$340
21$3,892$324
22$3,482$290
23$2,858$238
24$2,698$225
25$2,186$182
30$2,008$167
35$1,936$161
40$1,886$157
45$1,766$147
50$1,672$139
55$1,564$130
60$1,568$131
65$1,670$139
70$1,806$151
75$2,126$177
80$2,630$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Impreza trim levels.