2014 Subaru Outback Car Insurance Calculator

Explore and learn how life choices impact the cost of insurance for a 2014 Subaru Outback. Experiment with rate factors like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if your choice increases or decreases premiums and why.

The average estimated car insurance premium for a 2014 Subaru Outback is $1,250 per year, or about $104 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,250

Cost Per Month

$104

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Outback Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Subaru Outback.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,250
Average Rate
Your Rate
$1,250

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Subaru Outback trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Subaru Outback is $1,250.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Subaru Outback vs. the Midsize SUV Segment

The table below compares insurance rates for the 2014 Subaru Outback against all other models in the midsize SUV segment. The Subaru Outback is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Outback, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Outback.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Subaru Outback Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,250--
2Ford Edge$1,278$28
3Toyota Venza$1,304$54
4Toyota FJ Cruiser$1,354$104
5Nissan Xterra$1,360$110
6Ford Flex$1,426$176
7Ford Explorer$1,430$180
8Kia Sorento$1,452$202
9Dodge Journey$1,460$210
10Jeep Cherokee$1,468$218
11Honda Pilot$1,476$226
12Nissan Murano$1,486$236
13Dodge Durango$1,496$246
2014 Midsize SUV Average$1,498$248
14Chevrolet Traverse$1,502$252
15Toyota 4Runner$1,504$254
16GMC Acadia$1,516$266
17Hyundai Santa Fe$1,546$296
18Jeep Wrangler$1,558$308
19Toyota Highlander$1,568$318
20Mazda CX-9$1,572$322
21Jeep Grand Cherokee$1,668$418
22Volkswagen Touareg$1,742$492
23Nissan Pathfinder$1,750$500
24Buick Enclave$1,784$534

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Outback Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Subaru Outback.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Subaru Outback Insurance Rates by Trim Level
2014 Subaru Outback Trim Level Annual Premium Cost Per Month
2.5I 4WD$1,172$98
2.5I Premium 4WD$1,216$101
2.5I Limited 4WD$1,286$107
3.6R Limited 4WD$1,328$111

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Subaru Outback for different driver ages.

2014 Subaru Outback Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,547$379
17$4,374$365
18$3,864$322
19$3,535$295
20$2,690$224
21$2,563$214
22$2,282$190
23$1,891$158
24$1,780$148
25$1,448$121
30$1,326$111
35$1,286$107
40$1,250$104
45$1,174$98
50$1,114$93
55$1,044$87
60$1,046$87
65$1,114$93
70$1,214$101
75$1,436$120
80$1,780$148

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Outback trim levels.