Subaru Solterra Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options influence insurance rates for a Subaru Solterra. Customize rate factors like Solterra trim level, driving record, policy coverages, and annual miles driven. Instantly see how and why rates change based on your selections.

The average estimated car insurance premium for a 2024 Subaru Solterra is $2,320 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,320

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru Solterra Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Subaru Solterra.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,320
Average Rate
Your Rate
$2,320

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Subaru Solterra.

The 'Average Rate' is a combined value for all Subaru Solterra trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Subaru Solterra is $2,320.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Subaru Solterra vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Subaru Solterra against all other models in the small SUV segment. The Subaru Solterra is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru Solterra, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru Solterra.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Subaru Solterra Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$590
2Chevrolet Trailblazer$1,760-$560
3Kia Soul$1,826-$494
4Nissan Kicks$1,844-$476
5Buick Envision$1,878-$442
6Toyota Corolla Cross$1,888-$432
7Hyundai Venue$1,902-$418
8Mazda CX-5$1,910-$410
9Ford Bronco Sport$1,918-$402
10Volkswagen Tiguan$1,938-$382
11Buick Encore$1,988-$332
12Honda CR-V$1,996-$324
13Volkswagen Taos$2,008-$312
14Kia Niro$2,014-$306
15Honda HR-V$2,040-$280
16Subaru Forester$2,084-$236
17Kia Seltos$2,094-$226
18GMC Terrain$2,096-$224
19Nissan Rogue$2,106-$214
20Hyundai Kona$2,110-$210
21Mazda CX-30$2,114-$206
22Volkswagen ID4$2,124-$196
23Ford Escape$2,138-$182
2024 Small SUV Average$2,154-$166
24Chevrolet Equinox$2,158-$162
25Toyota RAV4$2,162-$158
26Mazda MX-30$2,172-$148
27Hyundai Tucson$2,176-$144
28Chevrolet Trax$2,210-$110
29Mini Cooper Clubman$2,220-$100
30Mini Cooper$2,226-$94
31Mitsubishi Eclipse Cross$2,246-$74
32Jeep Renegade$2,252-$68
33Mitsubishi Outlander$2,280-$40
34Kia Sportage$2,294-$26
35Hyundai Ioniq 5$2,302-$18
36Nissan Ariya$2,304-$16
37Fiat 500X$2,310-$10
38Mini Cooper Countryman$2,318-$2
39Subaru Solterra$2,320--
40Mazda CX-50$2,326$6
41Toyota bz4X$2,330$10
42Mitsubishi Mirage$2,342$22
43Kia EV6$2,416$96
44Dodge Hornet$2,492$172
45Jeep Compass$2,536$216
46Hyundai Nexo$2,584$264
47Ford Mustang Mach-E$2,742$422

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Solterra Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Subaru Solterra.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Subaru Solterra Insurance Rates by Trim Level
2024 Subaru Solterra Trim Level Annual Premium Cost Per Month
Premium$2,222$185
Limited$2,332$194
Touring$2,402$200

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Subaru Solterra for different driver ages.

2024 Subaru Solterra Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,958$663
17$7,770$648
18$7,082$590
19$6,416$535
20$4,955$413
21$4,734$395
22$4,265$355
23$3,479$290
24$3,303$275
25$2,692$224
30$2,486$207
35$2,380$198
40$2,320$193
45$2,162$180
50$2,042$170
55$1,906$159
60$1,912$159
65$2,034$170
70$2,166$181
75$2,506$209
80$3,070$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru Solterra trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Subaru Solterra.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Subaru Solterra Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Subaru Solterra$2,320$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Subaru Solterra trim levels for each model year.