2016 Subaru WRX Car Insurance Calculator

Find out how decisions you make impact the insurance cost for a 2016 Subaru WRX. Experiment with options like policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover how changes you make impact the rate.

The average estimated car insurance premium for a 2016 Subaru WRX is $1,778 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,778

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru WRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Subaru WRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,778
Average Rate
Your Rate
$1,778

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Subaru WRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Subaru WRX is $1,778.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Subaru WRX vs. the Sports Car Segment

The table below compares insurance rates for the 2016 Subaru WRX against all other models in the sports car segment. The Subaru WRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru WRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru WRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Subaru WRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,432-$346
2BMW Z4$1,734-$44
3Subaru BRZ$1,776-$2
4Subaru WRX$1,778--
5Porsche Cayman$1,852$74
6Audi TT$1,870$92
7Ford Mustang$1,938$160
8Nissan 370Z$1,972$194
9BMW M2$2,002$224
10Chevrolet Camaro$2,012$234
11Porsche Boxster$2,032$254
12Dodge Challenger$2,172$394
13Alfa Romeo 4C$2,216$438
2016 Sports Car Average$2,233$455
14Lexus RC F$2,264$486
15Chevrolet Corvette$2,314$536
16Dodge Viper$2,324$546
17BMW M3$2,492$714
18Jaguar F-Type$2,536$758
19Porsche 911$2,560$782
20BMW M4$2,690$912
21Nissan GT-R$2,788$1,010
22BMW i8$3,214$1,436
23Maserati Granturismo$3,382$1,604

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 WRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Subaru WRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Subaru WRX Insurance Rates by Trim Level
2016 Subaru WRX Trim Level Annual Premium Cost Per Month
2.0T AWD$1,698$142
2.0T Premium AWD$1,698$142
2.0T Limited AWD$1,746$146
2.0T Premium w/Navigation AWD$1,746$146
2.0T Limited w/Navigation AWD$1,796$150
STI 2.5T AWD$1,796$150
STI 2.5T Limited AWD$1,842$154
STI 2.5T Limited w/Navigation AWD$1,842$154
STI 2.5T Navigation AWD$1,842$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Subaru WRX for different driver ages.

2016 Subaru WRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,363$530
17$6,150$513
18$5,484$457
19$5,005$417
20$3,829$319
21$3,653$304
22$3,267$272
23$2,693$224
24$2,541$212
25$2,062$172
30$1,894$158
35$1,826$152
40$1,778$148
45$1,666$139
50$1,582$132
55$1,476$123
60$1,480$123
65$1,576$131
70$1,704$142
75$2,012$168
80$2,478$207

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru WRX trim levels.