2018 Subaru WRX Car Insurance Calculator

Learn in real-time how seemingly small changes impact car insurance rates for a 2018 Subaru WRX. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2018 Subaru WRX is $2,064 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,064

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru WRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Subaru WRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,064
Average Rate
Your Rate
$2,064

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Subaru WRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Subaru WRX is $2,064.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Subaru WRX vs. the Sports Car Segment

The table below compares insurance rates for the 2018 Subaru WRX against all other models in the sports car segment. The Subaru WRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru WRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru WRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Subaru WRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,490-$574
2Audi TT$2,028-$36
3Subaru WRX$2,064--
4Nissan 370Z$2,116$52
5Subaru BRZ$2,134$70
6BMW M2$2,202$138
7Ford Mustang$2,274$210
8Chevrolet Camaro$2,370$306
9Lexus RC F$2,378$314
10Chevrolet Corvette$2,402$338
11Dodge Challenger$2,542$478
12Alfa Romeo 4C$2,590$526
2018 Sports Car Average$2,595$531
13BMW M4$2,700$636
14Lexus LC 500$2,750$686
15Jaguar F-Type$2,754$690
16BMW M3$2,834$770
17Porsche 911$2,916$852
18Acura NSX$3,288$1,224
19Nissan GT-R$3,390$1,326
20Maserati Granturismo$3,602$1,538
21Audi R8$3,664$1,600

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 WRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Subaru WRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Subaru WRX Insurance Rates by Trim Level
2018 Subaru WRX Trim Level Annual Premium Cost Per Month
AWD$1,954$163
Premium AWD$1,954$163
Limited AWD$2,010$168
Premium Performance AWD$2,010$168
Limited w/Navigation AWD$2,066$172
Eyesight/Navigation System AWD$2,120$177
STI AWD$2,120$177
STI Recaro AWD$2,120$177
STI Limited AWD$2,216$185

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Subaru WRX for different driver ages.

2018 Subaru WRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,432$619
17$7,177$598
18$6,388$532
19$5,833$486
20$4,456$371
21$4,251$354
22$3,796$316
23$3,130$261
24$2,951$246
25$2,396$200
30$2,194$183
35$2,120$177
40$2,064$172
45$1,930$161
50$1,832$153
55$1,710$143
60$1,716$143
65$1,826$152
70$1,984$165
75$2,350$196
80$2,894$241

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru WRX trim levels.