2019 Subaru WRX Car Insurance Calculator

Discover and learn how different driver, vehicle, and coverage options impact car insurance rates for a 2019 Subaru WRX. Modify choices like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2019 Subaru WRX is $2,142 per year, or about $179 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,142

Cost Per Month

$179

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru WRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Subaru WRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,142
Average Rate
Your Rate
$2,142

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Subaru WRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Subaru WRX is $2,142.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Subaru WRX vs. the Sports Car Segment

The table below compares insurance rates for the 2019 Subaru WRX against all other models in the sports car segment. The Subaru WRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru WRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru WRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Subaru WRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,592-$550
2Ford Mustang$2,040-$102
3Subaru WRX$2,142--
4Nissan 370Z$2,180$38
5Subaru BRZ$2,188$46
6Audi TT$2,218$76
7BMW M2$2,422$280
8Porsche 718$2,438$296
9Chevrolet Camaro$2,468$326
10Lexus RC F$2,490$348
11Dodge Challenger$2,556$414
12Alfa Romeo 4C$2,648$506
13Chevrolet Corvette$2,656$514
2019 Sports Car Average$2,704$562
14Lexus LC 500$2,908$766
15Jaguar F-Type$2,944$802
16Mercedes-Benz AMG GT53$2,960$818
17BMW M4$3,034$892
18Porsche 911$3,242$1,100
19Acura NSX$3,476$1,334
20Nissan GT-R$3,564$1,422
21Mercedes-Benz AMG GT63$3,616$1,474
22BMW i8$3,708$1,566

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 WRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Subaru WRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Subaru WRX Insurance Rates by Trim Level
2019 Subaru WRX Trim Level Annual Premium Cost Per Month
AWD$2,040$170
Premium AWD$2,040$170
Premium Premium AWD$2,040$170
Limited AWD$2,100$175
Limited Navigation AWD$2,160$180
STI AWD$2,218$185
STI Premium Premium AWD$2,218$185
STI Limited Navigation AWD$2,320$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Subaru WRX for different driver ages.

2019 Subaru WRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,722$644
17$7,464$622
18$6,656$555
19$6,071$506
20$4,638$387
21$4,421$368
22$3,951$329
23$3,253$271
24$3,067$256
25$2,488$207
30$2,280$190
35$2,200$183
40$2,142$179
45$2,004$167
50$1,900$158
55$1,774$148
60$1,780$148
65$1,896$158
70$2,060$172
75$2,434$203
80$3,004$250

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru WRX trim levels.