2020 Subaru WRX Car Insurance Calculator

Learn how different risk factors impact the insurance cost for a 2020 Subaru WRX. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2020 Subaru WRX is $2,320 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,320

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru WRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Subaru WRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,320
Average Rate
Your Rate
$2,320

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Subaru WRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Subaru WRX is $2,320.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Subaru WRX vs. the Sports Car Segment

The table below compares insurance rates for the 2020 Subaru WRX against all other models in the sports car segment. The Subaru WRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru WRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru WRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Subaru WRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,760-$560
2Ford Mustang$2,128-$192
3BMW Z4$2,188-$132
4Audi TT$2,290-$30
5Subaru WRX$2,320--
6Nissan 370Z$2,360$40
7Toyota Supra$2,372$52
8Subaru BRZ$2,482$162
9BMW M2$2,486$166
10Chevrolet Corvette$2,520$200
11Porsche 718$2,546$226
12Chevrolet Camaro$2,646$326
13Lexus RC F$2,656$336
14Alfa Romeo 4C$2,738$418
15Dodge Challenger$2,792$472
16Mercedes-Benz AMG GT53$2,880$560
2020 Sports Car Average$2,882$562
17Jaguar F-Type$3,186$866
18Lexus LC 500$3,252$932
19BMW M4$3,342$1,022
20Porsche 911$3,364$1,044
21Mercedes-Benz AMG GT63$3,810$1,490
22Acura NSX$3,834$1,514
23BMW i8$3,842$1,522
24Audi R8$4,120$1,800
25Nissan GT-R$4,128$1,808

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 WRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Subaru WRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Subaru WRX Insurance Rates by Trim Level
2020 Subaru WRX Trim Level Annual Premium Cost Per Month
AWD$2,166$181
Premium AWD$2,216$185
Premium Performance AWD$2,246$187
Limited AWD$2,278$190
Premium Special Edition AWD$2,308$192
Limited Navi AWD$2,340$195
STI AWD$2,372$198
STI Premium AWD$2,372$198
STI Special Edition AWD$2,432$203
STI Limited AWD$2,476$206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Subaru WRX for different driver ages.

2020 Subaru WRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,356$696
17$8,057$671
18$7,151$596
19$6,538$545
20$4,991$416
21$4,764$397
22$4,256$355
23$3,523$294
24$3,318$277
25$2,690$224
30$2,470$206
35$2,388$199
40$2,320$193
45$2,178$182
50$2,066$172
55$1,926$161
60$1,930$161
65$2,054$171
70$2,236$186
75$2,648$221
80$3,262$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru WRX trim levels.