2022 Subaru WRX Car Insurance Calculator

Understand how different driver and vehicle factors impact the cost of car insurance for a 2022 Subaru WRX. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2022 Subaru WRX is $2,426 per year, or about $202 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,426

Cost Per Month

$202

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru WRX Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Subaru WRX.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,426
Average Rate
Your Rate
$2,426

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Subaru WRX trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Subaru WRX is $2,426.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Subaru WRX vs. the Sports Car Segment

The table below compares insurance rates for the 2022 Subaru WRX against all other models in the sports car segment. The Subaru WRX is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru WRX, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru WRX.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Subaru WRX Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,852-$574
2Ford Mustang$2,252-$174
3BMW Z4$2,300-$126
4Subaru WRX$2,426--
5Toyota GR86$2,490$64
6Audi TT$2,500$74
7Toyota GR Supra$2,548$122
8Subaru BRZ$2,680$254
9Chevrolet Corvette$2,694$268
10BMW M3$2,768$342
11Porsche 718$2,890$464
12Lexus RC F$2,912$486
13Chevrolet Camaro$2,958$532
2022 Sports Car Average$3,006$580
14Dodge Challenger$3,038$612
15Mercedes-Benz AMG GT53$3,086$660
16Jaguar F-Type$3,232$806
17Porsche Taycan$3,318$892
18Porsche 911$3,398$972
19BMW M4$3,404$978
20Lexus LC 500$3,416$990
21Acura NSX$4,134$1,708
22Audi R8$4,418$1,992
23Nissan GT-R$4,426$2,000

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 WRX Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Subaru WRX.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Subaru WRX Insurance Rates by Trim Level
2022 Subaru WRX Trim Level Annual Premium Cost Per Month
AWD$2,270$189
Premium AWD$2,350$196
Limited AWD$2,406$201
STI AWD$2,518$210
STI Limited AWD$2,594$216

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Subaru WRX for different driver ages.

2022 Subaru WRX Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,721$727
17$8,417$701
18$7,483$624
19$6,836$570
20$5,224$435
21$4,986$416
22$4,454$371
23$3,683$307
24$3,474$290
25$2,814$235
30$2,586$216
35$2,498$208
40$2,426$202
45$2,274$190
50$2,158$180
55$2,014$168
60$2,018$168
65$2,148$179
70$2,334$195
75$2,760$230
80$3,402$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru WRX trim levels.