Subaru XV Crosstrek Car Insurance Calculator

Observe in real-time how seemingly small changes impact the insurance cost for a Subaru XV Crosstrek. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2015 Subaru XV Crosstrek is $1,380 per year, or about $115 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,380

Cost Per Month

$115

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru XV Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Subaru XV Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,380
Average Rate
Your Rate
$1,380

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Subaru XV Crosstrek.

The 'Average Rate' is a combined value for all Subaru XV Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2015 Subaru XV Crosstrek is $1,380.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2015 Subaru XV Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2015 Subaru XV Crosstrek against all other models in the small SUV segment. The Subaru XV Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru XV Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru XV Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2015 Subaru XV Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,232-$148
2Honda CR-V$1,288-$92
3Buick Encore$1,328-$52
4Nissan Juke$1,352-$28
5Jeep Compass$1,358-$22
6Jeep Renegade$1,372-$8
7Subaru XV Crosstrek$1,380--
8Mitsubishi Mirage$1,402$22
9Chevrolet Equinox$1,410$30
10Ford Escape$1,416$36
11Hyundai Tucson$1,420$40
12Nissan Rogue$1,432$52
13GMC Terrain$1,438$58
14Scion XB$1,444$64
15Kia Sportage$1,454$74
2015 Small SUV Average$1,458$78
16Chevrolet Trax$1,462$82
17Toyota RAV4$1,466$86
18Subaru Forester$1,470$90
19Chevrolet Captiva Sport$1,476$96
20Kia Soul$1,478$98
21Volkswagen Tiguan$1,522$142
22Mini Cooper Countryman$1,540$160
23Mini Cooper$1,546$166
24Jeep Patriot$1,550$170
25Mitsubishi Outlander$1,558$178
26Mini Cooper Paceman$1,604$224
27Ford C-Max$1,608$228
28Hyundai Tucson FCV$1,812$432

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2015 XV Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2015 Subaru XV Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2015 Subaru XV Crosstrek Insurance Rates by Trim Level
2015 Subaru XV Crosstrek Trim Level Annual Premium Cost Per Month
AWD$1,214$101
Premium AWD$1,282$107
Limited AWD$1,316$110
Hybrid AWD$1,498$125
Hybrid Touring AWD$1,590$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2015 Subaru XV Crosstrek for different driver ages.

2015 Subaru XV Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,052$421
17$4,850$404
18$4,259$355
19$3,907$326
20$2,968$247
21$2,831$236
22$2,520$210
23$2,093$174
24$1,970$164
25$1,594$133
30$1,460$122
35$1,420$118
40$1,380$115
45$1,298$108
50$1,234$103
55$1,156$96
60$1,156$96
65$1,228$102
70$1,344$112
75$1,602$134
80$1,982$165

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru XV Crosstrek trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Subaru XV Crosstrek.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Subaru XV Crosstrek Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2015 Subaru XV Crosstrek$1,380$115
2014 Subaru XV Crosstrek$1,438$120
2013 Subaru XV Crosstrek$1,320$110

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Subaru XV Crosstrek trim levels for each model year.