2013 Subaru XV Crosstrek Car Insurance Calculator

Learn and understand how changes to driver risk factors and vehicle options affect the cost of insurance for a 2013 Subaru XV Crosstrek. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2013 Subaru XV Crosstrek is $1,320 per year, or about $110 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,320

Cost Per Month

$110

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Subaru XV Crosstrek Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Subaru XV Crosstrek.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,320
Average Rate
Your Rate
$1,320

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Subaru XV Crosstrek trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Subaru XV Crosstrek is $1,320.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Subaru XV Crosstrek vs. the Small SUV Segment

The table below compares insurance rates for the 2013 Subaru XV Crosstrek against all other models in the small SUV segment. The Subaru XV Crosstrek is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Subaru XV Crosstrek, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Subaru XV Crosstrek.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Subaru XV Crosstrek Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion XB$1,054-$266
2Mini Cooper$1,152-$168
3Hyundai Tucson$1,172-$148
4Honda CR-V$1,180-$140
5Jeep Compass$1,250-$70
6Kia Soul$1,264-$56
7Nissan Cube$1,266-$54
8Mazda CX-5$1,274-$46
9Subaru XV Crosstrek$1,320--
10Scion XD$1,332$12
11Mini Cooper Clubman$1,338$18
12Buick Encore$1,348$28
13Kia Sportage$1,362$42
14Chevrolet Captiva Sport$1,366$46
2013 Small SUV Average$1,377$57
15Mini Cooper Countryman$1,382$62
16Toyota RAV4$1,418$98
17Suzuki SX4$1,424$104
18Ford Escape$1,432$112
19Nissan Rogue$1,438$118
20Chevrolet Equinox$1,446$126
21Subaru Forester$1,476$156
22Volkswagen Tiguan$1,484$164
23Mitsubishi Outlander$1,498$178
24GMC Terrain$1,504$184
25Mini Cooper Paceman$1,508$188
26Suzuki Grand Vitara$1,516$196
27Nissan Juke$1,522$202
28Jeep Patriot$1,528$208
29Subaru Tribeca$1,532$212
30Ford C-Max$1,534$214

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 XV Crosstrek Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Subaru XV Crosstrek.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Subaru XV Crosstrek Insurance Rates by Trim Level
2013 Subaru XV Crosstrek Trim Level Annual Premium Cost Per Month
Premium AWD$1,280$107
Limited AWD$1,360$113

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Subaru XV Crosstrek for different driver ages.

2013 Subaru XV Crosstrek Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,858$405
17$4,649$387
18$4,061$338
19$3,737$311
20$2,837$236
21$2,703$225
22$2,405$200
23$2,008$167
24$1,885$157
25$1,524$127
30$1,396$116
35$1,360$113
40$1,320$110
45$1,246$104
50$1,186$99
55$1,106$92
60$1,110$93
65$1,180$98
70$1,292$108
75$1,546$129
80$1,908$159

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Subaru XV Crosstrek trim levels.