2014 Tesla Model S Car Insurance Calculator

Get real-time feedback how seemingly small changes impact car insurance rates for a 2014 Tesla Model S. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2014 Tesla Model S is $2,512 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,512

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Tesla Model S Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Tesla Model S.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,512
Average Rate
Your Rate
$2,512

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Tesla Model S trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Tesla Model S is $2,512.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Tesla Model S Segment Comparison

The table below compares insurance rates for the 2014 Tesla Model S against all other models in the midsize luxury car segment. The Tesla Model S is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Tesla Model S, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Tesla Model S.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Tesla Model S Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura TSX$1,482-$1,030
2Acura ILX$1,524-$988
3Lincoln MKZ$1,536-$976
4Acura TL$1,586-$926
5Lexus ES 350$1,718-$794
6Mercedes-Benz CLA250$1,768-$744
7Audi A6$1,802-$710
8Audi S5$1,810-$702
9Mercedes-Benz SLK55 AMG$1,816-$696
10Mercedes-Benz C350$1,888-$624
11Lexus ES 300H$1,902-$610
12BMW 435i$1,930-$582
13Mercedes-Benz E250$1,934-$578
14BMW 428xi$1,936-$576
15Mercedes-Benz E350$1,946-$566
16Infiniti Q50$1,952-$560
17Mercedes-Benz E400$1,956-$556
18Lexus GS 350$1,958-$554
19BMW 528xi$1,962-$550
20BMW 535i$1,972-$540
21Audi RS 5$1,978-$534
22BMW 428i$1,982-$530
23Mercedes-Benz CLA45 AMG$1,986-$526
24Hyundai Genesis$1,988-$524
25Volvo S80$1,994-$518
26BMW 435xi$2,000-$512
27BMW 535xi$2,008-$504
28BMW Activehybrid 5$2,036-$476
29Mercedes-Benz E550$2,042-$470
30Jaguar XF$2,050-$462
31Audi S6$2,064-$448
32Audi S4$2,066-$446
33Cadillac ELR$2,078-$434
34Jaguar XK$2,080-$432
35BMW 528i$2,084-$428
2014 Midsize Luxury Car Average$2,089-$423
36BMW 535d$2,094-$418
37BMW 550i$2,096-$416
38BMW 550xi$2,134-$378
39Audi A7$2,194-$318
40BMW 640i$2,196-$316
41BMW 640xi$2,224-$288
42Mercedes-Benz SL550$2,258-$254
43Audi S7$2,310-$202
44BMW 650xi$2,390-$122
45BMW M5$2,394-$118
46Jaguar XKR$2,470-$42
47BMW M6$2,498-$14
48Tesla Model S$2,512--
49Mercedes-Benz SL63 AMG$2,596$84
50Mercedes-Benz CL63 AMG$2,858$346
51Mercedes-Benz SL65 AMG$3,212$700
52Mercedes-Benz SLS AMG$3,390$878

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Model S Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Tesla Model S.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Tesla Model S Insurance Rates by Trim Level
2014 Tesla Model S Trim Level Annual Premium Cost Per Month
60 kWh Sedan$2,394$200
85 kWh Sedan$2,478$207
85 kWh Performance Sedan$2,662$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Tesla Model S for different driver ages.

2014 Tesla Model S Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,937$745
17$8,617$718
18$7,650$638
19$7,008$584
20$5,361$447
21$5,115$426
22$4,577$381
23$3,800$317
24$3,581$298
25$2,912$243
30$2,676$223
35$2,586$216
40$2,512$209
45$2,356$196
50$2,238$187
55$2,086$174
60$2,088$174
65$2,218$185
70$2,412$201
75$2,848$237
80$3,494$291

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Tesla Model S trim levels.