2017 Tesla Model S Car Insurance Calculator

Understand how choices you make impact the insurance cost for a 2017 Tesla Model S. Play around with factors like driving record, coverage levels, mileage driven, and vehicle usage. Instantly know how changes you make impact the rate.

The average estimated car insurance premium for a 2017 Tesla Model S is $2,710 per year, or about $226 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,710

Cost Per Month

$226

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Tesla Model S Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Tesla Model S.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,710
Average Rate
Your Rate
$2,710

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Tesla Model S trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Tesla Model S is $2,710.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Tesla Model S Segment Comparison

The table below compares insurance rates for the 2017 Tesla Model S against all other models in the midsize luxury car segment. The Tesla Model S is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Tesla Model S, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Tesla Model S.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Tesla Model S Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Acura ILX$1,616-$1,094
2Lexus IS 300$1,856-$854
3Lexus RC 300$1,910-$800
4Mercedes-Benz AMG CLA45$1,940-$770
5Audi S5$1,968-$742
6Mercedes-Benz SLC300$1,978-$732
7Lexus ES 350$1,982-$728
8Genesis G80$1,998-$712
9Mercedes-Benz E300$2,040-$670
10Mercedes-Benz CLA250$2,052-$658
11Mercedes-Benz C350E$2,056-$654
12Audi A3$2,066-$644
13Lincoln MKZ$2,070-$640
14Lexus ES 300H$2,082-$628
15BMW 430i$2,104-$606
16Jaguar XE$2,148-$562
17Audi A6$2,160-$550
18Lexus GS 350$2,202-$508
19BMW 540xi$2,210-$500
20BMW 540i$2,216-$494
21Jaguar XF$2,228-$482
22BMW 440i$2,234-$476
23BMW 530i$2,272-$438
24Mercedes-Benz E400$2,284-$426
25Mercedes-Benz AMG C43$2,310-$400
26Mercedes-Benz SL450$2,312-$398
2017 Midsize Luxury Car Average$2,357-$353
27Mercedes-Benz E550$2,374-$336
28BMW 535xi$2,382-$328
29Infiniti Q50$2,384-$326
30BMW 530xi$2,390-$320
31Mercedes-Benz AMG E43$2,398-$312
32BMW 535i$2,414-$296
33Mercedes-Benz AMG C63$2,546-$164
34Audi S6$2,554-$156
35BMW 550xi$2,576-$134
36BMW 640i$2,600-$110
37Mercedes-Benz SL550$2,632-$78
38BMW 640xi$2,650-$60
39Lexus GS F$2,658-$52
40Tesla Model S$2,710--
41BMW 650xi$2,724$14
42Audi A7$2,752$42
43Mercedes-Benz S550E$2,842$132
44Audi S7$2,868$158
45BMW M6$3,066$356
46Mercedes-Benz SL63 AMG$3,122$412
47Mercedes-Benz SL65 AMG$3,838$1,128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 Model S Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Tesla Model S.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Tesla Model S Insurance Rates by Trim Level
2017 Tesla Model S Trim Level Annual Premium Cost Per Month
60 kWh Sedan$2,370$198
75 Sedan$2,422$202
90D AWD$2,612$218
100D AWD$2,824$235
100D Sedan$2,824$235
P100D AWD$3,210$268

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Tesla Model S for different driver ages.

2017 Tesla Model S Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,385$782
17$9,134$761
18$8,265$689
19$7,511$626
20$5,789$482
21$5,532$461
22$4,973$414
23$4,080$340
24$3,864$322
25$3,146$262
30$2,896$241
35$2,782$232
40$2,710$226
45$2,528$211
50$2,390$199
55$2,230$186
60$2,236$186
65$2,376$198
70$2,548$212
75$2,968$247
80$3,632$303

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Tesla Model S trim levels.