2019 Tesla Model X Car Insurance Calculator

Find out how changes to different risk factors impact car insurance rates for a 2019 Tesla Model X. Customize rate factors like credit rating, policy coverages, liability limits, and coverage deductibles. Know immediately how and why rates change based on your selections.

The average estimated car insurance premium for a 2019 Tesla Model X is $2,604 per year, or about $217 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,604

Cost Per Month

$217

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Tesla Model X Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Tesla Model X.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,604
Average Rate
Your Rate
$2,604

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Tesla Model X trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Tesla Model X is $2,604.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Tesla Model X Segment Comparison

The table below compares insurance rates for the 2019 Tesla Model X against all other models in the midsize luxury SUV segment. The Tesla Model X is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Tesla Model X, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Tesla Model X.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Tesla Model X Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$740
2Infiniti QX50$1,900-$704
3Lexus RX 350L$1,940-$664
4Lincoln Nautilus$1,980-$624
5Lincoln MKT$2,010-$594
6Lexus RX 350$2,018-$586
7Jaguar E-Pace$2,032-$572
8Acura MDX$2,090-$514
9Audi SQ5$2,146-$458
10Lexus GX 460$2,156-$448
11Lexus RX 450$2,168-$436
12Land Rover Discovery$2,172-$432
13Infiniti QX60$2,186-$418
14Volvo V90$2,202-$402
2019 Midsize Luxury SUV Average$2,290-$314
15Mercedes-Benz AMG GLC43$2,308-$296
16Mercedes-Benz GLE400$2,320-$284
17BMW X5$2,334-$270
18Audi Q7$2,386-$218
19Audi Q8$2,510-$94
20Mercedes-Benz AMG GLC63$2,558-$46
21Audi e-tron$2,564-$40
22Tesla Model X$2,604--
23BMW X6$2,698$94
24Mercedes-Benz AMG GLE43$2,732$128
25Porsche Cayenne$2,768$164
26Mercedes-Benz AMG GLE63$2,890$286

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Model X Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Tesla Model X.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Tesla Model X Insurance Rates by Trim Level
2019 Tesla Model X Trim Level Annual Premium Cost Per Month
Standard Range AWD$2,534$211
Performance AWD$2,628$219
Long Range AWD$2,652$221

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Tesla Model X for different driver ages.

2019 Tesla Model X Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,197$766
17$8,940$745
18$8,066$672
19$7,326$611
20$5,625$469
21$5,367$447
22$4,815$401
23$3,935$328
24$3,726$311
25$3,028$252
30$2,782$232
35$2,672$223
40$2,604$217
45$2,430$203
50$2,298$192
55$2,146$179
60$2,152$179
65$2,294$191
70$2,470$206
75$2,892$241
80$3,560$297

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Tesla Model X trim levels.