2019 Toyota 86 Car Insurance Calculator

Gain insights into how choices you make impact car insurance rates for a 2019 Toyota 86. Play around with factors like vehicle usage, driver gender, marital status, and the state you live in. Know immediately if rates increase or decrease with changes you make.

The average estimated car insurance premium for a 2019 Toyota 86 is $2,270 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,270

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota 86 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Toyota 86.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,270
Average Rate
Your Rate
$2,270

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Toyota 86 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Toyota 86 is $2,270.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Toyota 86 vs. the Small Car Segment

The table below compares insurance rates for the 2019 Toyota 86 against all other models in the small car segment. The Toyota 86 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota 86, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota 86.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Toyota 86 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$724
2Honda Fit$1,548-$722
3Toyota Corolla$1,552-$718
4Fiat 500$1,560-$710
5Fiat 500L$1,650-$620
6Chevrolet Spark$1,664-$606
7Volkswagen Golf$1,678-$592
8Fiat 124 Spider$1,688-$582
9Hyundai Accent$1,690-$580
10Toyota Yaris$1,694-$576
11Smart Fortwo$1,700-$570
12Subaru Impreza$1,704-$566
13Mazda 3$1,724-$546
14Honda Civic$1,812-$458
15Fiat 500E$1,822-$448
16Nissan Sentra$1,842-$428
17Nissan Versa$1,852-$418
2019 Small Car Average$1,859-$411
18Kia Forte$1,862-$408
19Hyundai Veloster$1,868-$402
20Volkswagen Beetle$1,900-$370
21Kia Rio$1,934-$336
22Toyota Prius$1,950-$320
23Honda Clarity$1,972-$298
24Chevrolet Sonic$1,994-$276
25Volkswagen GTI$2,000-$270
26Hyundai Ioniq$2,016-$254
27Chevrolet Cruze$2,036-$234
28Chevrolet Volt$2,056-$214
29Hyundai Elantra$2,096-$174
30Volkswagen Jetta$2,144-$126
31Volkswagen E-Golf$2,154-$116
32Toyota 86$2,270--
33Toyota Mirai$2,378$108

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 86 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Toyota 86.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Toyota 86 Insurance Rates by Trim Level
2019 Toyota 86 Trim Level Annual Premium Cost Per Month
GT Coupe$2,176$181
Coupe$2,360$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Toyota 86 for different driver ages.

2019 Toyota 86 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,199$683
17$7,901$658
18$7,006$584
19$6,408$534
20$4,887$407
21$4,664$389
22$4,165$347
23$3,445$287
24$3,247$271
25$2,632$219
30$2,412$201
35$2,334$195
40$2,270$189
45$2,126$177
50$2,020$168
55$1,884$157
60$1,890$158
65$2,010$168
70$2,190$183
75$2,596$216
80$3,202$267

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota 86 trim levels.