2024 Toyota bz4X Car Insurance Calculator

Learn in real-time how different driver and vehicle factors impact the cost of car insurance for a 2024 Toyota bz4X. Experiment with options like your location, homeowner status, and credit score to see how rates are affected. Immediately see whether rates increased or decreased.

The average estimated car insurance premium for a 2024 Toyota bz4X is $2,330 per year, or about $194 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,330

Cost Per Month

$194

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota bz4X Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Toyota bz4X.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,330
Average Rate
Your Rate
$2,330

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Toyota bz4X trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Toyota bz4X is $2,330.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Toyota bz4X vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Toyota bz4X against all other models in the small SUV segment. The Toyota bz4X is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota bz4X, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota bz4X.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Toyota bz4X Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$600
2Chevrolet Trailblazer$1,760-$570
3Kia Soul$1,826-$504
4Nissan Kicks$1,844-$486
5Buick Envision$1,878-$452
6Toyota Corolla Cross$1,888-$442
7Hyundai Venue$1,902-$428
8Mazda CX-5$1,910-$420
9Ford Bronco Sport$1,918-$412
10Volkswagen Tiguan$1,938-$392
11Buick Encore$1,988-$342
12Honda CR-V$1,996-$334
13Volkswagen Taos$2,008-$322
14Kia Niro$2,014-$316
15Honda HR-V$2,040-$290
16Subaru Forester$2,084-$246
17Kia Seltos$2,094-$236
18GMC Terrain$2,096-$234
19Nissan Rogue$2,106-$224
20Hyundai Kona$2,110-$220
21Mazda CX-30$2,114-$216
22Volkswagen ID4$2,124-$206
23Ford Escape$2,138-$192
2024 Small SUV Average$2,154-$176
24Chevrolet Equinox$2,158-$172
25Toyota RAV4$2,162-$168
26Mazda MX-30$2,172-$158
27Hyundai Tucson$2,176-$154
28Chevrolet Trax$2,210-$120
29Mini Cooper Clubman$2,220-$110
30Mini Cooper$2,226-$104
31Mitsubishi Eclipse Cross$2,246-$84
32Jeep Renegade$2,252-$78
33Mitsubishi Outlander$2,280-$50
34Kia Sportage$2,294-$36
35Hyundai Ioniq 5$2,302-$28
36Nissan Ariya$2,304-$26
37Fiat 500X$2,310-$20
38Mini Cooper Countryman$2,318-$12
39Subaru Solterra$2,320-$10
40Mazda CX-50$2,326-$4
41Toyota bz4X$2,330--
42Mitsubishi Mirage$2,342$12
43Kia EV6$2,416$86
44Dodge Hornet$2,492$162
45Jeep Compass$2,536$206
46Hyundai Nexo$2,584$254
47Ford Mustang Mach-E$2,742$412

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 bz4X Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Toyota bz4X.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Toyota bz4X Insurance Rates by Trim Level
2024 Toyota bz4X Trim Level Annual Premium Cost Per Month
XLE$2,244$187
XLE AWD$2,332$194
Limited$2,360$197
Limited AWD$2,392$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Toyota bz4X for different driver ages.

2024 Toyota bz4X Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,230$686
17$7,999$667
18$7,225$602
19$6,556$546
20$5,038$420
21$4,807$401
22$4,314$360
23$3,524$294
24$3,338$278
25$2,710$226
30$2,492$208
35$2,394$200
40$2,330$194
45$2,178$182
50$2,060$172
55$1,926$161
60$1,932$161
65$2,058$172
70$2,210$184
75$2,586$216
80$3,182$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota bz4X trim levels.