2022 Toyota C-HR Car Insurance Calculator

See in real-time how the choices you make affect car insurance rates for a 2022 Toyota C-HR. Adjust factors such as driving record, coverage levels, mileage driven, and vehicle usage. Instantly know if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2022 Toyota C-HR is $1,774 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,774

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota C-HR Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Toyota C-HR.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,774
Average Rate
Your Rate
$1,774

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Toyota C-HR trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Toyota C-HR is $1,774.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Toyota C-HR vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Toyota C-HR against all other models in the small SUV segment. The Toyota C-HR is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota C-HR, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota C-HR.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Toyota C-HR Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$148
2Nissan Kicks$1,666-$108
3Chevrolet Trailblazer$1,678-$96
4Subaru Crosstrek$1,718-$56
5Buick Encore$1,768-$6
6Toyota C-HR$1,774--
7Nissan Rogue Sport$1,782$8
8Hyundai Venue$1,812$38
9Buick Envision$1,818$44
10Kia Seltos$1,820$46
11Ford Bronco Sport$1,828$54
12Toyota Corolla Cross$1,834$60
13Hyundai Kona$1,850$76
14Subaru Forester$1,852$78
15Volkswagen Tiguan$1,860$86
16Honda CR-V$1,872$98
17Mazda CX-30$1,892$118
18Honda HR-V$1,918$144
19Ford Ecosport$1,936$162
20Chevrolet Trax$1,958$184
21GMC Terrain$1,966$192
22Mitsubishi Eclipse Cross$1,972$198
2022 Small SUV Average$1,982$208
23Hyundai Tucson$1,986$212
24Chevrolet Bolt$1,994$220
25Chevrolet Equinox$1,998$224
26Volkswagen Taos$2,002$228
27Fiat 500X$2,010$236
28Toyota RAV4$2,018$244
29Kia Soul$2,020$246
30Mazda MX-30$2,062$288
31Jeep Compass$2,070$296
32Kia Niro$2,076$302
33Nissan Rogue$2,092$318
34Ford Escape$2,102$328
35Hyundai Ioniq 5$2,118$344
36Mini Cooper Clubman$2,124$350
37Jeep Renegade$2,126$352
38Kia Sportage$2,136$362
39Volkswagen ID4$2,178$404
40Mini Cooper$2,188$414
41Mini Cooper Countryman$2,210$436
42Mitsubishi Outlander$2,300$526
43Mitsubishi Mirage$2,320$546
44Ford Mustang Mach-E$2,418$644
45Hyundai Nexo$2,444$670

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 C-HR Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Toyota C-HR.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Toyota C-HR Insurance Rates by Trim Level
2022 Toyota C-HR Trim Level Annual Premium Cost Per Month
LE$1,682$140
XLE$1,748$146
Nightshade Edition$1,812$151
Limited$1,852$154

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Toyota C-HR for different driver ages.

2022 Toyota C-HR Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,419$535
17$6,194$516
18$5,504$459
19$5,024$419
20$3,837$320
21$3,660$305
22$3,269$272
23$2,695$225
24$2,539$212
25$2,058$172
30$1,888$157
35$1,824$152
40$1,774$148
45$1,664$139
50$1,578$132
55$1,474$123
60$1,478$123
65$1,574$131
70$1,710$143
75$2,026$169
80$2,500$208

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota C-HR trim levels.