2022 Toyota Corolla Cross Car Insurance Calculator

Explore and learn how the choices you make influence insurance rates for a 2022 Toyota Corolla Cross. Tailor settings like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2022 Toyota Corolla Cross is $1,834 per year, or about $153 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,834

Cost Per Month

$153

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Corolla Cross Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Toyota Corolla Cross.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,834
Average Rate
Your Rate
$1,834

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Toyota Corolla Cross trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Toyota Corolla Cross is $1,834.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Toyota Corolla Cross Segment Comparison

The table below compares insurance rates for the 2022 Toyota Corolla Cross against all other models in the small SUV segment. The Toyota Corolla Cross is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Corolla Cross, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Corolla Cross.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Toyota Corolla Cross Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,626-$208
2Nissan Kicks$1,666-$168
3Chevrolet Trailblazer$1,678-$156
4Subaru Crosstrek$1,718-$116
5Buick Encore$1,768-$66
6Toyota C-HR$1,774-$60
7Nissan Rogue Sport$1,782-$52
8Hyundai Venue$1,812-$22
9Buick Envision$1,818-$16
10Kia Seltos$1,820-$14
11Ford Bronco Sport$1,828-$6
12Toyota Corolla Cross$1,834--
13Hyundai Kona$1,850$16
14Subaru Forester$1,852$18
15Volkswagen Tiguan$1,860$26
16Honda CR-V$1,872$38
17Mazda CX-30$1,892$58
18Honda HR-V$1,918$84
19Ford Ecosport$1,936$102
20Chevrolet Trax$1,958$124
21GMC Terrain$1,966$132
22Mitsubishi Eclipse Cross$1,972$138
2022 Small SUV Average$1,982$148
23Hyundai Tucson$1,986$152
24Chevrolet Bolt$1,994$160
25Chevrolet Equinox$1,998$164
26Volkswagen Taos$2,002$168
27Fiat 500X$2,010$176
28Toyota RAV4$2,018$184
29Kia Soul$2,020$186
30Mazda MX-30$2,062$228
31Jeep Compass$2,070$236
32Kia Niro$2,076$242
33Nissan Rogue$2,092$258
34Ford Escape$2,102$268
35Hyundai Ioniq 5$2,118$284
36Mini Cooper Clubman$2,124$290
37Jeep Renegade$2,126$292
38Kia Sportage$2,136$302
39Volkswagen ID4$2,178$344
40Mini Cooper$2,188$354
41Mini Cooper Countryman$2,210$376
42Mitsubishi Outlander$2,300$466
43Mitsubishi Mirage$2,320$486
44Ford Mustang Mach-E$2,418$584
45Hyundai Nexo$2,444$610

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Corolla Cross Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Toyota Corolla Cross.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Toyota Corolla Cross Insurance Rates by Trim Level
2022 Toyota Corolla Cross Trim Level Annual Premium Cost Per Month
L 2WD$1,752$146
L AWD$1,792$149
LE 2WD$1,826$152
LE AWD$1,858$155
XLE 2WD$1,872$156
XLE AWD$1,898$158

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Toyota Corolla Cross for different driver ages.

2022 Toyota Corolla Cross Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,575$548
17$6,349$529
18$5,655$471
19$5,162$430
20$3,948$329
21$3,766$314
22$3,368$281
23$2,779$232
24$2,624$219
25$2,126$177
30$1,954$163
35$1,886$157
40$1,834$153
45$1,718$143
50$1,632$136
55$1,522$127
60$1,526$127
65$1,624$135
70$1,760$147
75$2,080$173
80$2,560$213

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Corolla Cross trim levels.