2023 Toyota Corolla Cross Car Insurance Calculator

Observe in real-time how decisions you make influence insurance rates for a 2023 Toyota Corolla Cross. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2023 Toyota Corolla Cross is $2,056 per year, or about $171 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,056

Cost Per Month

$171

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Corolla Cross Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Toyota Corolla Cross.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,056
Average Rate
Your Rate
$2,056

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Toyota Corolla Cross trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Toyota Corolla Cross is $2,056.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Toyota Corolla Cross Segment Comparison

The table below compares insurance rates for the 2023 Toyota Corolla Cross against all other models in the small SUV segment. The Toyota Corolla Cross is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Corolla Cross, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Corolla Cross.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Toyota Corolla Cross Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Trailblazer$1,722-$334
2Subaru Crosstrek$1,740-$316
3Nissan Kicks$1,744-$312
4Nissan Rogue Sport$1,776-$280
5Mazda CX-5$1,794-$262
6Buick Encore$1,814-$242
7Buick Envision$1,822-$234
8Kia Seltos$1,844-$212
9Hyundai Venue$1,854-$202
10Honda HR-V$1,886-$170
11Hyundai Kona$1,910-$146
12Subaru Forester$1,926-$130
13Honda CR-V$1,932-$124
14Mazda CX-30$1,936-$120
15Chevrolet Trax$1,950-$106
16Volkswagen Tiguan$1,978-$78
17Ford Bronco Sport$1,984-$72
18Fiat 500X$2,018-$38
19Kia Soul$2,022-$34
20GMC Terrain$2,024-$32
21Mitsubishi Eclipse Cross$2,034-$22
22Chevrolet Equinox$2,048-$8
23Toyota Corolla Cross$2,056--
24Volkswagen Taos$2,062$6
25Mazda CX-50$2,064$8
2023 Small SUV Average$2,073$17
26Hyundai Tucson$2,082$26
27Ford Escape$2,086$30
28Nissan Rogue$2,094$38
29Kia Niro$2,110$54
30Toyota RAV4$2,112$56
31Mazda MX-30$2,116$60
32Mini Cooper$2,126$70
33Jeep Compass$2,130$74
34Mini Cooper Clubman$2,162$106
35Jeep Renegade$2,192$136
36Chevrolet Bolt$2,206$150
37Toyota bz4X$2,216$160
38Hyundai Ioniq 5$2,260$204
39Kia Sportage$2,270$214
40Mini Cooper Countryman$2,338$282
41Mitsubishi Mirage$2,340$284
42Mitsubishi Outlander$2,352$296
43Volkswagen ID4$2,366$310
44Kia EV6$2,416$360
45Dodge Hornet$2,418$362
46Hyundai Nexo$2,508$452
47Ford Mustang Mach-E$2,576$520

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Corolla Cross Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Toyota Corolla Cross.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Toyota Corolla Cross Insurance Rates by Trim Level
2023 Toyota Corolla Cross Trim Level Annual Premium Cost Per Month
L 2WD$1,904$159
L AWD$1,946$162
LE 2WD$1,982$165
LE AWD$2,018$168
XLE 2WD$2,030$169
Hybrid LE$2,054$171
XLE AWD$2,064$172
Hybrid XLE$2,100$175
Hybrid S$2,140$178
Hybrid SE$2,178$182
Hybrid XSE$2,206$184

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Toyota Corolla Cross for different driver ages.

2023 Toyota Corolla Cross Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,212$601
17$6,984$582
18$6,262$522
19$5,713$476
20$4,386$366
21$4,189$349
22$3,759$313
23$3,103$259
24$2,932$244
25$2,380$198
30$2,192$183
35$2,114$176
40$2,056$171
45$1,922$160
50$1,824$152
55$1,704$142
60$1,708$142
65$1,812$151
70$1,952$163
75$2,288$191
80$2,804$234

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Corolla Cross trim levels.