2024 Toyota Corolla Cross Car Insurance Calculator

Explore and understand how different risk factors affect car insurance rates for a 2024 Toyota Corolla Cross. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2024 Toyota Corolla Cross is $1,888 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,888

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Corolla Cross Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Toyota Corolla Cross.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,888
Average Rate
Your Rate
$1,888

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Toyota Corolla Cross trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Toyota Corolla Cross is $1,888.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Toyota Corolla Cross Segment Comparison

The table below compares insurance rates for the 2024 Toyota Corolla Cross against all other models in the small SUV segment. The Toyota Corolla Cross is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Corolla Cross, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Corolla Cross.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Toyota Corolla Cross Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$158
2Chevrolet Trailblazer$1,760-$128
3Kia Soul$1,826-$62
4Nissan Kicks$1,844-$44
5Buick Envision$1,878-$10
6Toyota Corolla Cross$1,888--
7Hyundai Venue$1,902$14
8Mazda CX-5$1,910$22
9Ford Bronco Sport$1,918$30
10Volkswagen Tiguan$1,938$50
11Buick Encore$1,988$100
12Honda CR-V$1,996$108
13Volkswagen Taos$2,008$120
14Kia Niro$2,014$126
15Honda HR-V$2,040$152
16Subaru Forester$2,084$196
17Kia Seltos$2,094$206
18GMC Terrain$2,096$208
19Nissan Rogue$2,106$218
20Hyundai Kona$2,110$222
21Mazda CX-30$2,114$226
22Volkswagen ID4$2,124$236
23Ford Escape$2,138$250
2024 Small SUV Average$2,154$266
24Chevrolet Equinox$2,158$270
25Toyota RAV4$2,162$274
26Mazda MX-30$2,172$284
27Hyundai Tucson$2,176$288
28Chevrolet Trax$2,210$322
29Mini Cooper Clubman$2,220$332
30Mini Cooper$2,226$338
31Mitsubishi Eclipse Cross$2,246$358
32Jeep Renegade$2,252$364
33Mitsubishi Outlander$2,280$392
34Kia Sportage$2,294$406
35Hyundai Ioniq 5$2,302$414
36Nissan Ariya$2,304$416
37Fiat 500X$2,310$422
38Mini Cooper Countryman$2,318$430
39Subaru Solterra$2,320$432
40Mazda CX-50$2,326$438
41Toyota bz4X$2,330$442
42Mitsubishi Mirage$2,342$454
43Kia EV6$2,416$528
44Dodge Hornet$2,492$604
45Jeep Compass$2,536$648
46Hyundai Nexo$2,584$696
47Ford Mustang Mach-E$2,742$854

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Corolla Cross Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Toyota Corolla Cross.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Toyota Corolla Cross Insurance Rates by Trim Level
2024 Toyota Corolla Cross Trim Level Annual Premium Cost Per Month
XLE 2WD$1,678$140
XLE AWD$1,708$142
Hybrid S$1,788$149
Hybrid SE$1,818$152
Hybrid XSE$1,852$154
LE AWD$1,872$156
L 2WD$1,990$166
L AWD$2,142$179
LE 2WD$2,168$181

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Toyota Corolla Cross for different driver ages.

2024 Toyota Corolla Cross Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,744$562
17$6,510$543
18$5,794$483
19$5,293$441
20$4,053$338
21$3,864$322
22$3,456$288
23$2,857$238
24$2,697$225
25$2,188$182
30$2,008$167
35$1,942$162
40$1,888$157
45$1,772$148
50$1,680$140
55$1,570$131
60$1,574$131
65$1,672$139
70$1,806$151
75$2,134$178
80$2,630$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Corolla Cross trim levels.