2018 Toyota Corolla Car Insurance Calculator

Find out how seemingly small changes influence insurance rates for a 2018 Toyota Corolla. Customize rate factors like annual miles driven, vehicle usage, driver gender, and your marital status. Find out instantly the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2018 Toyota Corolla is $1,874 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,874

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Corolla Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Toyota Corolla.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,874
Average Rate
Your Rate
$1,874

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Toyota Corolla trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Toyota Corolla is $1,874.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Toyota Corolla vs. the Small Car Segment

The table below compares insurance rates for the 2018 Toyota Corolla against all other models in the small car segment. The Toyota Corolla is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Corolla, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Corolla.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Toyota Corolla Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452-$422
2Ford Fiesta$1,496-$378
3Fiat 124 Spider$1,552-$322
4Smart Fortwo$1,570-$304
5Mazda 3$1,580-$294
6Volkswagen Golf$1,600-$274
7Subaru Impreza$1,610-$264
8Toyota Yaris$1,614-$260
9Chevrolet Spark$1,618-$256
10Honda Fit$1,622-$252
11Hyundai Accent$1,630-$244
12Nissan Sentra$1,760-$114
13Nissan Versa$1,768-$106
14Honda Civic$1,790-$84
2018 Small Car Average$1,814-$60
15Toyota Prius$1,850-$24
16Volkswagen Beetle$1,868-$6
17Toyota Corolla$1,874--
18Hyundai Ioniq$1,880$6
19Nissan Leaf$1,886$12
20Chevrolet Sonic$1,894$20
21Volkswagen GTI$1,930$56
22Chevrolet Cruze$1,940$66
23Chevrolet Volt$1,972$98
24Volkswagen E-Golf$1,988$114
25Honda Clarity$1,998$124
26Kia Rio$2,014$140
27Ford Focus$2,046$172
28Hyundai Elantra$2,064$190
29Kia Forte$2,072$198
30Volkswagen Jetta$2,078$204
31Toyota 86$2,214$340

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Corolla Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Toyota Corolla.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Toyota Corolla Insurance Rates by Trim Level
2018 Toyota Corolla Trim Level Annual Premium Cost Per Month
L Sedan$1,838$153
LE EcoSedan$1,838$153
LE Sedan$1,838$153
SE Sedan$1,892$158
XLE Sedan$1,892$158
XSE Sedan$1,950$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Toyota Corolla for different driver ages.

2018 Toyota Corolla Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,941$578
17$6,608$551
18$5,706$476
19$5,284$440
20$4,000$333
21$3,810$318
22$3,383$282
23$2,860$238
24$2,671$223
25$2,166$181
30$1,978$165
35$1,934$161
40$1,874$156
45$1,770$148
50$1,690$141
55$1,574$131
60$1,576$131
65$1,672$139
70$1,850$154
75$2,228$186
80$2,744$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Corolla trim levels.