2022 Toyota Corolla Car Insurance Calculator

Discover how different driver and vehicle factors impact car insurance rates for a 2022 Toyota Corolla. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Toyota Corolla is $2,098 per year, or about $175 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,098

Cost Per Month

$175

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Corolla Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Toyota Corolla.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,098
Average Rate
Your Rate
$2,098

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Toyota Corolla trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Toyota Corolla is $2,098.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Toyota Corolla vs. the Small Car Segment

The table below compares insurance rates for the 2022 Toyota Corolla against all other models in the small car segment. The Toyota Corolla is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Corolla, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Corolla.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Toyota Corolla Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Impreza$1,856-$242
2Chevrolet Spark$1,860-$238
3Volkswagen Golf$2,056-$42
4Volkswagen Jetta$2,074-$24
5Nissan Sentra$2,082-$16
6Toyota Corolla$2,098--
7Honda Civic$2,106$8
8Mazda 3$2,114$16
9Kia Rio$2,124$26
10Toyota Prius$2,136$38
11Hyundai Accent$2,160$62
12Kia Forte$2,184$86
13Hyundai Veloster$2,196$98
2022 Small Car Average$2,199$101
14Nissan Leaf$2,284$186
15Hyundai Ioniq$2,288$190
16Honda Clarity$2,354$256
17Hyundai Elantra$2,408$310
18Nissan Versa$2,414$316
19Mitsubishi Mirage G4$2,424$326
20Toyota Mirai$2,762$664

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Corolla Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Toyota Corolla.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Toyota Corolla Insurance Rates by Trim Level
2022 Toyota Corolla Trim Level Annual Premium Cost Per Month
L$1,998$167
LE$2,012$168
SE Hatchback$2,056$171
SE$2,072$173
SE Nightshade Edition Hatchback$2,084$174
SE Nightshade Edition$2,092$174
LE Hybrid$2,104$175
XLE$2,122$177
XSE Hatchback$2,134$178
SE Apex Edition$2,142$179
XSE$2,158$180
XSE Apex Edition$2,200$183

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Toyota Corolla for different driver ages.

2022 Toyota Corolla Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,663$639
17$7,316$610
18$6,365$530
19$5,880$490
20$4,467$372
21$4,258$355
22$3,787$316
23$3,193$266
24$2,987$249
25$2,424$202
30$2,220$185
35$2,164$180
40$2,098$175
45$1,978$165
50$1,884$157
55$1,756$146
60$1,756$146
65$1,864$155
70$2,054$171
75$2,454$205
80$3,022$252

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Corolla trim levels.