2024 Toyota Grand Highlander Car Insurance Calculator

Gain insights into how the choices you make impact the cost of insurance for a 2024 Toyota Grand Highlander. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2024 Toyota Grand Highlander is $2,552 per year, or about $213 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,552

Cost Per Month

$213

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Grand Highlander Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2024 Toyota Grand Highlander.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,552
Average Rate
Your Rate
$2,552

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2024 Toyota Grand Highlander trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Toyota Grand Highlander is $2,552.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Toyota Grand Highlander Segment Comparison

The table below compares insurance rates for the 2024 Toyota Grand Highlander against all other models in the midsize SUV segment. The Toyota Grand Highlander is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Grand Highlander, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Grand Highlander.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Toyota Grand Highlander Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$686
2Nissan Murano$1,968-$584
3Subaru Outback$1,994-$558
4Buick Envista$2,004-$548
5Subaru Ascent$2,038-$514
6Volkswagen Atlas$2,078-$474
7Volkswagen Atlas Cross Sport$2,086-$466
8Ford Explorer$2,124-$428
9Toyota Highlander$2,132-$420
10Toyota Venza$2,136-$416
11Chevrolet Traverse$2,186-$366
12Mitsubishi Outlander Sport$2,198-$354
13Mitsubishi Outlander PHEV$2,210-$342
14Ford Edge$2,214-$338
15Kia Sorento$2,222-$330
16GMC Acadia$2,262-$290
17Buick Enclave$2,266-$286
18Honda Pilot$2,280-$272
19Mazda CX-9$2,286-$266
2024 Midsize SUV Average$2,314-$238
20Jeep Grand Cherokee$2,342-$210
21Hyundai Santa Fe$2,382-$170
22Nissan Pathfinder$2,384-$168
23Hyundai Palisade$2,394-$158
24Chevrolet Blazer$2,416-$136
25Kia Telluride$2,444-$108
26Toyota 4Runner$2,510-$42
27Mazda CX-90$2,522-$30
28Toyota Grand Highlander$2,552--
29Kia EV9$2,568$16
30Tesla Model Y$2,592$40
31Ford Bronco$2,600$48
32Jeep Wrangler$2,676$124
33Dodge Durango$2,872$320
34Rivian R1S$2,882$330

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Grand Highlander Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Toyota Grand Highlander.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Toyota Grand Highlander Insurance Rates by Trim Level
2024 Toyota Grand Highlander Trim Level Annual Premium Cost Per Month
XLE 2WD$2,424$202
XLE AWD$2,462$205
Hybrid XLE 2WD$2,462$205
Hybrid XLE AWD$2,500$208
Limited 2WD$2,534$211
Hybrid Limited AWD$2,590$216
Platinum AWD$2,636$220
Hybrid Max Limited AWD$2,644$220
Hybrid Max Platinum AWD$2,702$225

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Toyota Grand Highlander for different driver ages.

2024 Toyota Grand Highlander Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,082$757
17$8,812$734
18$7,924$660
19$7,205$600
20$5,519$460
21$5,266$439
22$4,718$393
23$3,864$322
24$3,655$305
25$2,966$247
30$2,722$227
35$2,618$218
40$2,552$213
45$2,382$199
50$2,254$188
55$2,104$175
60$2,110$176
65$2,252$188
70$2,428$202
75$2,852$238
80$3,518$293

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Grand Highlander trim levels.