2016 Toyota Land Cruiser Car Insurance Calculator

Discover how different factors affect car insurance rates for a 2016 Toyota Land Cruiser. Experiment with rate factors like liability limits, policy deductibles, and driver age to see how insurance rates are affected. Immediately discover if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2016 Toyota Land Cruiser is $2,020 per year, or about $168 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,020

Cost Per Month

$168

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Land Cruiser Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Toyota Land Cruiser.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,020
Average Rate
Your Rate
$2,020

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Toyota Land Cruiser trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Toyota Land Cruiser is $2,020.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Toyota Land Cruiser Segment Comparison

The table below compares insurance rates for the 2016 Toyota Land Cruiser against all other models in the large luxury SUV segment. The Toyota Land Cruiser is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Land Cruiser, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Land Cruiser.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Toyota Land Cruiser Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$1,684-$336
2Infiniti QX80$1,948-$72
3Lincoln Navigator$1,998-$22
4Toyota Land Cruiser$2,020--
5Cadillac Escalade$2,032$12
6Land Rover LR4$2,038$18
7Lexus LX 570$2,330$310
2016 Large Luxury SUV Average$2,392$372
8Mercedes-Benz G550$2,554$534
9Mercedes-Benz GL550$2,566$546
10Mercedes-Benz GL63 AMG$2,618$598
11Land Rover Range Rover$2,670$650
12Mercedes-Benz G63 AMG$2,992$972
13Mercedes-Benz G65 AMG$3,652$1,632

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Land Cruiser Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Toyota Land Cruiser.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Toyota Land Cruiser Insurance Rates by Trim Level
2016 Toyota Land Cruiser Trim Level Annual Premium Cost Per Month
4WD$2,020$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Toyota Land Cruiser for different driver ages.

2016 Toyota Land Cruiser Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,124$594
17$6,947$579
18$6,313$526
19$5,708$476
20$4,385$365
21$4,183$349
22$3,755$313
23$3,047$254
24$2,893$241
25$2,352$196
30$2,164$180
35$2,074$173
40$2,020$168
45$1,884$157
50$1,782$149
55$1,666$139
60$1,672$139
65$1,784$149
70$1,908$159
75$2,224$185
80$2,746$229

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Land Cruiser trim levels.