2018 Toyota Land Cruiser Car Insurance Calculator

Explore and understand how different driver, vehicle, and coverage options affect car insurance rates for a 2018 Toyota Land Cruiser. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if rates change for better or worse.

The average estimated car insurance premium for a 2018 Toyota Land Cruiser is $2,378 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,378

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Land Cruiser Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Toyota Land Cruiser.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,378
Average Rate
Your Rate
$2,378

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Toyota Land Cruiser trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Toyota Land Cruiser is $2,378.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Toyota Land Cruiser Segment Comparison

The table below compares insurance rates for the 2018 Toyota Land Cruiser against all other models in the large luxury SUV segment. The Toyota Land Cruiser is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Land Cruiser, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Land Cruiser.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Toyota Land Cruiser Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo XC90$1,844-$534
2Infiniti QX80$2,254-$124
3Lincoln Navigator$2,364-$14
4Cadillac Escalade$2,372-$6
5Toyota Land Cruiser$2,378--
6Mercedes-Benz GLS450$2,428$50
7Lexus LX 570$2,570$192
8Mercedes-Benz GLS550$2,588$210
9Land Rover Range Rover$2,684$306
2018 Large Luxury SUV Average$2,838$460
10Mercedes-Benz AMG GLS63$3,030$652
11Mercedes-Benz G63 AMG$3,418$1,040
12Mercedes-Benz G550$3,610$1,232
13Mercedes-Benz G65 AMG$4,058$1,680
14Bentley Bentayga$4,128$1,750

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Land Cruiser Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Toyota Land Cruiser.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Toyota Land Cruiser Insurance Rates by Trim Level
2018 Toyota Land Cruiser Trim Level Annual Premium Cost Per Month
4WD$2,378$198

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Toyota Land Cruiser for different driver ages.

2018 Toyota Land Cruiser Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,439$703
17$8,222$685
18$7,452$621
19$6,744$562
20$5,179$432
21$4,941$412
22$4,431$369
23$3,600$300
24$3,416$285
25$2,770$231
30$2,544$212
35$2,438$203
40$2,378$198
45$2,216$185
50$2,098$175
55$1,958$163
60$1,966$164
65$2,100$175
70$2,252$188
75$2,636$220
80$3,254$271

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Land Cruiser trim levels.