Toyota Prius Car Insurance Calculator

Understand how changing risk factors affect the cost of insurance for a Toyota Prius. Customize choices like annual miles driven, vehicle usage, and gender of the driver to see how your rate changes. Know immediately how and why rates change based on your selections.

The average estimated car insurance premium for a 2024 Toyota Prius is $2,188 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,188

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Toyota Prius Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Toyota Prius.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,188
Average Rate
Your Rate
$2,188

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Toyota Prius.

The 'Average Rate' is a combined value for all Toyota Prius trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Toyota Prius is $2,188.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Toyota Prius vs. the Small Car Segment

The table below compares insurance rates for the 2024 Toyota Prius against all other models in the small car segment. The Toyota Prius is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Toyota Prius, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Toyota Prius.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Toyota Prius Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota GR Corolla$2,034-$154
2Nissan Leaf$2,052-$136
3Honda Civic$2,074-$114
4Nissan Sentra$2,146-$42
5Subaru Impreza$2,154-$34
6Toyota Prius$2,188--
7Toyota Corolla$2,282$94
8Kia Forte$2,288$100
9Nissan Versa$2,310$122
2024 Small Car Average$2,315$127
10Mitsubishi Mirage G4$2,364$176
11Volkswagen Jetta$2,370$182
12Mazda 3$2,424$236
13Hyundai Elantra$2,542$354
14Volkswagen Golf$2,586$398
15Toyota Mirai$2,916$728

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Prius Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Toyota Prius.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Toyota Prius Insurance Rates by Trim Level
2024 Toyota Prius Trim Level Annual Premium Cost Per Month
LE$2,028$169
LE AWD$2,076$173
XLE$2,140$178
XLE AWD$2,176$181
Prime SE$2,186$182
Limited$2,234$186
Limited AWD$2,262$189
Prime XSE$2,262$189
Prime XSE Premium$2,328$194

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Toyota Prius for different driver ages.

2024 Toyota Prius Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,674$640
17$7,444$620
18$6,696$558
19$6,096$508
20$4,686$391
21$4,474$373
22$4,016$335
23$3,302$275
24$3,125$260
25$2,538$212
30$2,336$195
35$2,248$187
40$2,188$182
45$2,046$171
50$1,938$162
55$1,808$151
60$1,814$151
65$1,928$161
70$2,074$173
75$2,426$202
80$2,976$248

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Toyota Prius trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Toyota Prius.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Toyota Prius Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Toyota Prius$2,188$182
2023 Toyota Prius$2,148$179
2022 Toyota Prius$2,136$178
2021 Toyota Prius$2,086$174
2020 Toyota Prius$2,024$169
2019 Toyota Prius$1,950$163
2018 Toyota Prius$1,850$154
2017 Toyota Prius$1,810$151
2016 Toyota Prius$1,644$137
2015 Toyota Prius$1,542$129
2014 Toyota Prius$1,470$123
2013 Toyota Prius$1,474$123

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Toyota Prius trim levels for each model year.